When the economy is in the kind of shape it is these days
, even the best of us can get caught behind a little bit and need some help with our bills. It may even be that your bills are paid, but your pockets are empty and you just need some walking around cash. Few people have ever made it through life without uttering the words, "I need a loan" at some point or another.
Many people will think about asking friends or family, but think about this before you do it. This is not a lending institution and they are going to be there day in and day out to remind you that you owe them some cash. This does not even bring about the fact that "favors" will have to be paid off in the future because of this one small loan.
Even if someone does lend you money, you also run the risk of now treating it like a casual loan instead of something that you need to pay back right away. This can lead to many problems down the road. When they need the money and you don't have it, it can cause riffs in the relationship that may never be repaired.
If the amount of money that is needed is truly short term and no larger than a single paycheck, a payday advance loan is a great way to get that money in hand right away. It is a pretty high interest rate for a short period of time, but you are paying for convenience and may not have a choice at this point.
This is why it is called a payday advance. You are going to need a checking account along with your current bank statement. You are also going to be required to provide identification and your most recent check stub. "I need a loan" means that the lending agency needs the proper documentation to give you one.
Keep your money and personal life separate. Instead of asking your friends and family for a short term loan, go to the people who are there to help out with money. The transaction is going to be easy and painless and no feelings are ever going to be hurt.