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5 tips and tricks before you buy car insurance

5 tips and tricks before you buy car insurance

5 tips and tricks before you buy car insurance


Lets face it. Getting auto insurance isn't a walk in the park. On the other hand, you don't have to be a seasoned professional. But it certainly helps to stay informed. With the outline of this article, you will be on your way to making some basic smart decisions to ensure you are well covered when you need it most.

When scouting for auto insurance, it is normal to compare against different and multiple providers. Comparing auto insurance isn't about just saving money. You have to make sure that you read the fine print, because that's where car insurance sharks catch you off guard. Start with comparing quotes from 3 or 4 companies for a start, line them up against each other and write down their plus and minus points. Make a few calls to the agents, hear their views and advice, but be wary, because insurance companies do not ALWAYS have your interest at heart. The best rule of thumb is to stick with car insurance companies who have been in the industry for the longest. They are logically the safest choices.

Some car insurance plans cover the driver as well in the time of the accident, not only the vehicle. It's important to know this so you're assured you are getting a bang for your buck.

Lastly, know that different states have different coverage policies and insurance plans and hence the wisest thing to do is to stick to an auto insurance company in your local area. It only makes sense not to call up a New York Broker if you're living in Denver for example. Because for obvious reasons your local agent will most of the time be able to provide you with better after sales service which is what matters.
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