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5 Ways To Get The Cheapest Car Insurance

5 Ways To Get The Cheapest Car Insurance

Whenever you purchase a vehicle you are going to have to purchase insurance for it

, that's the UK law. Sometimes insurance for your car can be pretty expensive for you but there are things that you can do to decrease what you have to pay.

Having the right cover is important, but so is getting a great deal. Here is a look at some of the best ways that you can get the insurance you need on your car for a cheap deal.

1. Keep a good driving record:

When you want to get the cheapest car insurance available, one of the best ways you can do so is to keep a good driving record. The insurance company is going to take a look at your driving record before they offer you a quote on the insurance that you need. Your driving history is going to affect what you pay. If you have a bad driving record they will consider you a higher risk for them and charge you more. Having a good record can really help you save.5 Ways To Get The Cheapest Car Insurance


2. Look beyond the first offer:

Another way that you can get a cheap deal on the car insurance you need is to make sure that you look beyond the first offer. It is tempting to go with the first decent deal that you see, but you need to look further. Keep looking and compare what various companies can offer you. This way you can get the best possible deal instead of just taking the first deal that you are offered, which may not be the best deal or the best policy for your needs.

3. Increase voluntary excess:

Increasing your voluntary excess is another of the best ways that you can get the cheapest car insurance today. When you increase the voluntary excess, this means that you are taking more of the risk on you, so this will decrease what you have to pay for your policy. While this is a good way to save, you need to make sure you can really afford that excess if you have to make a claim and pay it out. If you won't be able to afford it, it won't be worth these savings.

4. Buy more than one policy:

Buying more than one policy with the same insurance company can lead to a great deal on your car insurance as well. Do you have more than one vehicle? If so, get the insurance with the same company and you can enjoy a pretty hefty discount. Getting other types of insurance with the same company can also lead to some nice discounts that will make your car insurance a whole lot cheaper for you.

5. Make your purchase on the web:

Last of all, if you want the cheapest car insurance, make your purchase on the web for the best results. There are many ways you can save on the web. First of all, the web makes it easy for you to compare policies and prices, leading you to the best deal.

Another reason you can get a great deal online is because many companies today prefer that you buy online and will give you a nice discount just to make the purchase online. In many cases you can save from 5-10% on the cost of your car insurance, just by making the purchase on the internet.

by: Tom Jones
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