1 800 Auto Loan Free Helpful Guideline
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For one, as a part of the process, credit history and FICO score are considered. A FICO score is a general credit history assessment amassed using a standardized model established by the Fair Isaac Corporation and now used by banking industry companies that deal directly with consumers.
This is a way for new car buyers to compare the loans from different lenders before signing on the dotted line.
There was a loan I had received a few years ago, and although it was paid back in full, my credit file said otherwise.
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Many dealers will try to get you to tell them what monthly payment you can afford.
Potential borrowers can request a copy of their credit report from one of the major credit reporting agencies and make sure all the information is correct.
Although previous bankruptcies will not eliminate you from the running you should not have any open bankruptcies if you want to be approved for your loan.
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by: D Kulkarni
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