There is a popular saying which goes with the word Life Insurance hand in hand and
that is "Insurance is not for the person who passes away, it is for those who survive". An insured life promises you that any eventuality in your life will not hamper the life of your family and they will have same living standard as they are having in your presence. If you are a breadwinner of your family then it is very necessary to get life insurance policies which suit your family the most. Because no one can predict the eventuality in their lives it may happen in the form of illness, accident or loss of property. So it is advisable to have an adequate coverage of risks associated with your life so that your family should not suffer. In today's time if someone lost their loved ones then they have to be emotionally as well as financially strong, so that no one can misuse or take an advantage of the weakness of the family. Hence it's our duty to insure our life when we are alive so that our family could stand on their own with the same respect as they had when we were alive. There are many duties associated with a person's life especially when he is the breadwinner of the family like education of kids, daily household needs, old age parents' responsibility etc. An uninsured life makes a person irresponsible towards his duties, hence in order to be a responsible and loyal person towards your family insures your life. There are many policies available in the market which confuses a person. Therefore it is very necessary to have one important thing in mind which a person should always have while going for any insurance policy: You should first concentrate on the risks which surrounds you at present or which may surround you in the future. So that you can plan accordingly and take the best option possible to you.