There are many people all over the world who prefer life insurance and any other insurance for themselves and their family. It is for such people that they should get a very working idea about which bank in which financial institution is actually giving them the right amount of insurance, and which is actually fraudulent, and it's policy is always to ensure that the client to not get even a single cent from their insurance claim. Before selecting...more
So why write this article with the scary headline, simply to say it's more dangerous to not have life insurance? Because every day you continue living without an insurance policy is another day you risk leaving your family with nothing but bills. Getting a free life insurance quote is no more dangerous than filling out a form to qualify for a free gift card. And by getting your quotes, you will be taking a step in a direction that is...more
Secret #1: Don't spend too much time on a life insurance quote.Do not be fooled by the low price quotes you get online - they don't apply to you unless you are extremely healthy. Statistically only 10% of people who apply actually get the lowest priced policy. The premium you end up paying has nothing to do with the initial quote you get online or from an agent. It is amazing to me how often I see people getting duped by an agent who quotes company X at a lower price than another agent.Life insurance policies are the same price no matter who you buy from! One agent or website quoting a lower premium means nothing. Prices for any given policy is based on your age and health. There are a few exceptions to this but that is beyond the breadth of this article.Most life insurance companies have 10-20 different health/price ratings and no agent or website can assure you the quote they give you is accurate. You have to apply, do a health check, and then go through underwriting (meaning you complete a mini-exam with a nurse in your home and then the company checks you doctor records and reviews and 'rates' your health) to get the real price of the policy. Remember that a health rating also...more
People commonly worry about what will happen to their families should the latter pass on quite unexpectedly. Apprehension doubles when they know their children are yet to go through school and not be able to fend for themselves. Perhaps the best way to encourage people to let go of their apprehensions is to give them a secure future with the help...more
Life Experience Degrees: Let the Buyers Beware Colleges and Universities are now offering Degree Programs and grant you a qualification based on your life experience. And the best thing is you do not have to attend a single class or pass an entrance examination. All they ask for filled up an application with a verifiable and detailed...more
Beneficiaries Of Unclaimed Life Insurance Policies Can Really Use The Money It is just a shame that money owed to some beneficiaires of unclaimed life insurance policies never get to them during their lifetimes. I spoke with some representatives of life insurance companies to see how many phone calls daily they receive asking for them to search their database for lost life insurance policies. I had one company say 100's a day. I had another company tell me 1000's a day and they even elaborated that it was a total waste of the consumer's time as well as resources and man power of his company. He said that they will never find it if they do not know which company their loved one bought it from.He is absolutely correct. With well over 2000 life insurance companies in the United States alone finding a lost or misplaced life insurance policy can be quite the task. It is very important to keep all your beneficiaries informed of the company that you took life insurance with. As much as the life insurance companies try to get hold of your beneficiaries, they will only go so far. If they do not know that you have passed, meaning no one told them, they will not even...more
Life Insurance Settlement Advantages- The Good Idea Many of use would agree, learning about how to sell your life insurance policy can often feel like a daunting task. There is alot of information to take in and more importantly, alot...more
When you're lying on your deathbed, you're probably not going to be thinking, "I'm so glad I had that social productivity app for my professional and personal life to constantly distract me when I went on my honeymoon, played with my...more
A Once and Always Father - Lifetime Lifting (Chapter 1) Before we went to the altar, there was some dating—and with the dating came some difficult times. Without knowing to this day the possible reasons or causes, I...more
Life Insurance: Honest Brokerages in Canada There are a number of life insurance brokerages in Canada, so how can you choose an honest brokerage to deal with when planning for your future, and the future of your family? There are a few...more
These great options in lifestyle shoes are designed just for that purpose ' yourlife. These styles will blend beautifully with your wardrobe to workeffortlessly in your everyday life. These lifestyle shoes are meant for everyday casual wear!The...more
Insurance. If we consider the objects of insurance legislation in the past we find that they may be grouped roughly under three geeral heads, namely: (1) publicity, (2) solvency of companies, (3) equity among individual members. Legislation looking...more