The best insurance is term life insurance, at least since it first appeared in the middle of the 70s. While term insurance is the least expensive you are able to purchase, there are a few options to reduce payments and locate plans that are even less expensive. Here is how to acquire inexpensive term life insurance.Not all plans are created equal, as well as not all organizations advertise the identical type of indemnity, although there is a...more
Insurance covers risk, life insurance covers the risk to life. Life insurance has become an important tool of providing security to the family in case of premature death of the earning member.It has come a long way from being a simple life insurance; from a protection to family against the earning members death to investment and wealth generation.Know your purpose of buying life insurance. It could beLifetime income for dependents Childrens education fundGet added income along with insuranceProvide for the retirement yearsLife insurance still remains risk cover first. It insures life. Other benefits are added to support and cater various situations that one may face in life. It is as important to understand that in most cases, insurance is a long term contract and the terms cannot be changed in between. Each life insurance type has a specific purpose and we need to understand that and compare with our needs before finalizing anything. Let us study the insurance options availableTerm InsuranceTerm insurance is a pure risk cover plan taken for a fixed duration to cover a specific risk. You pay a specific premium for a specific sum assured for a given period. The policy ceases as soon...more
Far from the madding crowd. When Thomas Hardy wrote this novel, he would not have imagined his words would carry so much meaning in our modern. Here in our times, each of us wants to escape the madding crowd, each one of us is in search of that elusive land of tranquility. But strangely enough, for tranquility, one does not have to keep searching the whole world. Tranquility is there to be found right in ourselves. Our mind is the place, where all the search for bliss ends. Really, a very beautiful aspect of life does live in us People have many names for this aspect of life. Peace, tranquility, contentment and some call it 'shanti'. Shanti means absolute peace, the complete harmony of the body, mind and the soul. Yoga is the way to that elusive tranquility, the all enveloping 'shanti'.Yoga holds you by your hand and takes you through a comforting and enriching journey to the world of bliss. On the journey, you are introduced to many happy aspects of your own self. You get to know that you are so fun loving, so caring, so much like a happy child moving around in sunny meadows; looking for a little fun, looking for a little friend, looking for a little love,...more