Protect Against Risk With Yoga Liability Insurance
Obviously, it is true that yoga teachers are not doctors or medical providers. However, quite a few yoga do work in a very close and physical manner with their clients. Due to the physical nature of the yoga teachers career, along with the types of tools used to provide the services, it is quite important that these yoga professionals possess yoga liability insurance.
It is fairly easy to see why a medical doctor needs to possess liability insurance, which includes malpractice insurance. After all, these health care professionals are often performing invasive treatments and prescribing drugs for their patients to take, and there are many variables at play that increase the risk for a malpractice suit. Even though an yoga teacher is not providing services or treatments that are nearly as risky, there is still a similar need for yoga liability insurance.
Fortunately, because the risk of a client suing an yoga teacher seems to be far lower than the risk of a patient suing a doctor, the fee for a high quality yoga liability insurance policy is incredibly reasonable. In fact, you can secure thorough yoga insurance for less than a couple hundred dollars per year. In addition, this fee may even be tax deductible as a business expense.
However, even though the fee for yoga liability insurance if much lower than the cost of medical liability insurance, there is still a true need for such coverage is you are a professional yoga teacher. This is because estheticians do work so closely and physically with their clients, often applying various chemicals, hot waxes and other such materials to their clients skin. As you can imagine, there is some risk inherent to the use of such tools and ingredients on a clients skin and body, which is one of the main reasons to sign up for yoga liability insurance each year.
As an example of how such a policy could be crucial to a professional yoga, simply imagine the various ways a client could be hurt during his or her appointment.
There are other reasons to possess yoga liability insurance as well, and one of the big ones is the fact that such a policy should also give you general liability coverage. This is the kind of insurance that provides protection in case a client every has an accident on the property of your yoga studio, such as slip, trip or fall. With yoga instructor insurance in place, you will be covered in case a client decides to file a claim against you for the damage or injuries suffered in a accident that took place on your property.