Motor trade insurance is mandatory for mechanics, garage owners, MOT test centres, and car dealers in the UK. This type of insurance protects against accidents, theft, and provides liability cover as well. Businesses that are related with the motor trade are required to hold a motor trade insurance policy. Most insurance companies offer customised policies that are specific to a business' needs. The two basic categories of motor trade...more
If you are in the motor trade business then it is your responsibility to make sure that the business is adequately protected through motor trade insurance cover. If this is not done, then any damage to your vehicle while plying your business would have to be rectified by you spending money out of your pocket unless you want to be one of those who tries to cheat the system and makes a fraudulent claim. That is surely not an alternative that you...more
Reclaim your mis-sold payment protection insurance The payment protection insurance (PPI) is a tool devised to provide some sort of security to the lender against his/her loan amount in terms of curbing the unforeseen uncertainty. The delicate financial condition of the economy has given a push to the use of this insurance policy as the more and more people are facing layoffs or salary deductions and unable to keep their financial commitments. As the cases of financial defaults are on the rise payment protection insurance (PPI) has become the integral part of the any loan deal to safeguarding the lenders position.If the present situation is in full control that does not mean safe and smooth future as what lies ahead is very difficult to ascertain and it does not mean that a person who is in the condition of keeping his/her commitments today, especially the financial one in this case, will be able to do so in the future as in the cases of emergencies such as a grave accidents which can make a person unproductive or less productive effecting his/her capacity to earn fully or partially and in return making the person incapable of fulfilling his/her financial commitments. ...more
Medigap Insurers: How and Where to Find a Medigap Insurance Company For these gaps in service, there are Medigap plans available through various insurance providers to help these seniors cover these expenses more efficiently and without having to overextend their budgets in a time of medical crisis. These plans range typically from A-K, with...more
IPOs from insurance companies soon! Investors' in the current fiscal year may find Initial Public Offerings (IPOs) from leading private life insurance companies such as SBI Life Insurance, HDFC Standard Life, Reliance Life Insurance and ICICI Prudential Life Insurance. The insurance regulator - IRDA (Insurance Regulatory and...more
Why every company needs business insurance Businesses in Britain are so diverse that it's often hard to find one single piece of advice that affects every company, regardless of the type of business or the industry they operate within. However, one thing that every business in the country needs is business insurance. That's regardless of whether the company employs 10 or 10,000 people, whether they're a B2B or B2C company or where they're based. Business insurance is a complex issue, because different types of businesses have different needs, the fact remains that every business needs it. The purpose of business insurance is to protect the company, and the owner, in case anything goes wrong. That could be anything from an accident that damages the building, to an accident that injures a coworker. As a result, a business needs to be insured against all events that could potentially happen. The type of insurance, and level of coverage needed, will always depends on the business but brokers or business insurance providers will be able to draw up a rounded insurance policy which will cover all the angles. If you have a business premises, that must be insured...more
Insurance has become a common word in every household and company. This is because it has become essential to have insurance to protect ourselves from the financial loses or from the difficult situations. Insurance is a policy signed by the two...more
An aviary air purifier needs to offer continuous filtration while being safe for birds and humans. The following 8 features are must haves if your cleaner is to be effective.1. Easy Maintenance--Choose a purifier that can simply be plugged in and...more
Using Insurance for Rehab Treatment Fast paced life, uncertain job timings, junk food, competition, personal grudges, unhappy family life, and the like lead to one of the greatest problems of modern life – Stress. Stress, in turn, leads to...more
The smartest leaders of many professions have errors and omissions insurance, because let's face it: Everyone makes mistakes. Unfortunately, in today's litigious world, a simple mistake can wind up costing a company everything it owns.This...more
Get Peace of Mind on an Adventure Holiday with Sports Insurance Adventure holidays are big business these days. It's no longer enough to pack the family off to some seaside resort for a week and pick cockles: in the frantic rush of the...more
Obtaining annuity insurance leads is the first step to selling policies and running a profitable insurance business. Getting annuity leads takes practice and patience. And once you have new annuity insurance leads, you still have to close the sale....more