What You Need to Know About Commercial InsuranceWhy is commercial insurance important? Why do I need it? There are just some of the few questions that people asked about commercial insurance. To put it simple, commercial insurance are like life vests. These are your protections if in case your boat turns upside down, when your boat sinks or damaged by giant waves. With your business, insurance is your protection when your business got bankrupt,...more
A good corporate job used to be key to a comfortable retirement. But as many people have learned the hard way its no longer true.Companies are looking for any available way to get rid of any employee who might be nearing retirement.Additionally retirement plans within corporations are financial investments in stocks and bonds that are often not worth the paper they are written on, instead of the relatively secure retirement savings that...more
The first thing you need to think about is how many vehicles you own, or how many you intend to have. The reason for this is simply because if you have more than one vehicle, fleet insurance may very well be your best option.Most insurance companies offer fleet insurance nowadays, but you may find that the threshold for qualifying differs slightly from one provider to the next. In other words, some providers may require you to have a minimum of four vehicles while another provider may be willing to offer you fleet insurance providing you have at least two vehicles.If you're considering fleet insurance, then you'll find that most insurance companies are not particularly concerned about the type of vehicles you choose to include in the policy. This essentially means you aren't required to use only one type of vehicle. For example, you fleet could include a minicab, a minibus, and even regular saloon cars.Of course if you own several taxis, you'll inevitably require the services of several drivers, and this is something you need to think about carefully. On one hand, if you choose to name the individual drivers then you could end up saving quite a bit on your...more
Most people who decide to start a taxi business in the UK soon discover that most of the websites they visit only tend to offer, or at least mention, regular car insurance, and of course regular car insurance is pretty much useless if you own a taxi. Fortunately however, things are not quite as they seem.Once you start applying for quotes,...more
Contrary to what you may believe, finding affordable insurance for you taxi is a relatively simply task nowadays, simply because there's an unbelievable amount of competition out there. Insurance companies all over the UK are continuously slashing their rates in order to secure more business. In fact, this is the primary reason why every taxi...more
As you may well already know, having regular car insurance means nothing if your vehicle is being used as a taxi. Whether you're involved in public hire, private hire, or contract hire, you'll need to have the correct type of insurance in order to be operating legally in the UK.So, why is taxi insurance so important? First and foremost, taxis carry fare paying passengers, and if you're ever involved in an accident while you have passengers, you need to know that they are fully covered. In other words, if any of your passengers are injured, their medical bills will need to be taken care of, and contrary to what you may believe, such bills can run into the tens of thousands and aren't always covered by the NHS.In fact, there is a growing concern amongst insurers regarding a form of highway fraud which is becoming increasingly common, although it should be mentioned that the criminals behind this have not yet begun targeting taxis in particular. Basically, these gangs will drive an old battered vehicle, and then the driver will wait for an ideal opportunity to slam on the brakes so that you end up driving into the back of them.Usually this happens during rush hour...more
One of the most important insurance coverages for any small business and especially for independent IT project managers is errors and omissions (E&O) coverage. Many small technology companies are not sure what it covers and how it differs from...more
Insurance Policies in TexasIt is defined by government of Texas that it is necessary to have auto insurance along with liability insurance policies. It is punishable by law to drive in Texas without the insurance coverage. Traffic policemen are on...more
Backpacker Insurance- Let Your Trip InsuredWho don't get thrilled when it comes on travelling? Answer is no one. It is the only thing which gives you satisfaction, enjoyment and happiness and takes your all sorrows. There are thousands of...more
Insurance Claim and Restoration ProjectWe offer the best services for Insurance restoration because we provide excellent 24/7 services with just a phone call away. Our company offers only the superb professional insurance repairs especially during an...more