Motor trade insurance can cover everything and everyone, and it needs to. So many things can go wrong, whether you are driving a vehicle, working on one, or even selling one. The motor trade is a huge umbrella involving so many people undertaking a range of different jobs with different levels of risk involved. This means it can be tricky when trying to find the motor trade insurance cover that you need.Mechanics working on cars in a garage, or...more
After months of planning finally everything is set for the big day. Everything down to the smallest detail has been looked over dozens of times and you and your future spouse are certain everything is ready to go. The ceremony and reception are set, but have you thought about issues that need to be dealt with for your lives together that will begin upon return from your honeymoon? One major area that is often overlooked is insurance.As a couple,...more
Vans can be wonderful vehicles. They can hold a lot of people and a lot of cargo from produce to material goods. Vans are great for a number of things. However vans can break down. For this reason you might need van insurance.Vans come in many shapes and sizes, from mini vans to moving vans.Mini vans are basically miniature versions of vans. Not that they are little, they are still larger than sedans and coupes, however they are not quite as large as regular vans. Mini vans can still comfortably fit a family, though, and still have enough room for the groceries.Vans that only have front seats are generally used for carrying loads of stuff in the back, whether it be plants, furniture or anything else. A lot of people who form local bands use vans with front seats only in order to transport their instruments, particularly drum sets.Moving vans are very large vans that are used specifically for the purpose of moving vast amounts of personal goods from furniture to silverware. They are usually used to move a family from one house to another.There are also vans that are strictly for the purpose of being luxuriously comfortable for long rides. They still hold plenty of things, however...more
Car insurance is mandatory in nearly all states. There's no way you can drive legally without carrying insurance coverage on your vehicle. But if it's mandatory it doesn't mean that you have to spend a lot of money on insuring your car. And here are some sure-fire ways to reduce your insurance costs:Get a different carThe costs of...more
Q: Should I carry insurance with my car?A: Almost all states make it mandatory for the car owner to carry insurance with his vehicle as a proof of financial liability in case there's damage or injury delivered to third parties while being on the road. Not having sufficient insurance coverage (lower than the state minimum) is illegal and may...more
When buying things, no matter whether its a car or a new TV, you want to get the best quality for the lowest price. And when it comes to insuring your vehicle the rule remains the same. And it's especially important with the recession thinning our wallets and making us count every dollar we spend on everything. When it gets to cutting costs most people think about insurance first. People feel that they are paying too much for insuring their houses, health or cars. And while house insurance can be dropped, insuring your vehicle is mandatory and driving without insurance will cost you a lot. Luckily for those who want to cut their insurance costs, there are ways you can cut down your expenses without dropping off coverage at all. Of course, the effectiveness of these solutions depends on the company you get insurance from and the type of car you drive. But in the end, when using all the tips provided, you will be able to save quite a lot of money and use them for other purposes you need. So here are simple and effective ways of cutting down your costs during recessionTip 1 Bundle up insurance policiesThere are two senses in this tip. At first, if you have more than one car in...more
Now is the time to look a little more closely at an option overseen by the California Department of Insurance.First, what is the problem with the range of insurance policies on offer from the insurance industry? Why is it necessary for the Department...more
We have all been there before, acknowledging it is time to get a new insurance company, or maybe we must insure our new car or home. In the days prior to the internet, we had the overwhelming task of attaining insurance quotes by getting in touch...more
You will require a building and contents insurance policy if you wish to cover any damage that might occur to your house and its contents. This type of policy will also cover losses by theft etc. These policies are available separately however it is...more
Hurricanes are a natural disaster you may have to live with, but when your property is damaged or your business shut down by a man-made disaster, you may have legal recourse. If your property has been damaged or your business has lost profits...more
If you look around you will see that there are many people around you living without proper insurance. Although it may not be obvious there are people all around that need insurance but haven't the funds for it. There are many people around that...more
A business needs to protect itself against employee accidents. One mishap could haunt businesses without insurance for years. If a claim is serious enough, without insurance, long-term consequences could cause the business to ultimately fail. ...more
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