I am sure that all of us have some unknown skill that we have always wanted to add to a resume just because it looks good. In today's tight job market, employers are looking for people who can do more than just the job they are hired for. In essence, they want to hire a jack of all trades for a position.Decide what looks goodIf you played water polo in college, that is probably not going to secure you a job on Wall Street. If, however, you...more
With home equity loans, the interest varies from lender to lender. For the most part, each lenderstays within the interest guidelines setup by the loan officers. Home equity loans are sort of a cash inadvance loan, since many lenders will provide the loan with no closing costs, fees, or other upfrontcosts. Most loans require that the borrower pay origination fees, title costs, arrangement fees, stampduty, and closing costs, while the home equity...more
Are your thoughts stopping you from having success in Network Marketing?Thoughts are made up of our belief system. We choose and form judgments based on beliefs we have collected over the years. We have attitudes, ideas and opinions of others and ourselves. We have been conditioned to think and act a certain way.All our life experiences have led us to believe certain things. Whether these things are true or not, to our brain it really does not matter. If we accept the idea as truth than for us it is truth.The challenge is to dig in your heels and ask yourself 'what do you believe and why?'Pick yourself apart. Is it truth? Question your belief system.For instance, perhaps as a child you where told you will amount to nothing. Believing someone else's opinion can jeopardize your success in life.On the other hand, right thinking is based on truth. The truth is God did not make junk. You are an important person. Accepting this truth will put you on the right path and you will literally act out the new you.Our success and struggle in life depends on how we think. Life begins in our mind and with our thought patterns. Believing in the truth will indeed set one free.Believing the truth...more
The one thing I want you to think about as we are starting the New Year is the single most important factor in all of business. Take and throw everything you know out the window because without this one possession, you'll end up more lost than driving down an old country, dirt road in Alabama.It's called direction...Direction for you and your...more
When a person takes out an equity loan, he may be expected to pay upfront fees and costs. One ofthe fees he may pay is the conveyance fees, which is the legal process of transferring ownership fromthe seller to the buyer. This means you area paying to take possession of the home's title. Generally, lenders hire contractors who are licensed...more
If you have bad credit and believe you are out of luck when it comes to refinancing or purchasing a new home, you may want to reconsider your options.Just because you have bad credit, it does not mean you will be unable to get a loan, nor does it mean that you are at the mercy of the mortgage companies. You are not.The mortgage industry is a very diverse one with literally thousands of lenders across the country that just might offer a program that fits your needs.These lenders that offer programs to consumers with poor credit are known as wholesale lenders.Wholesale lenders work directly with mortgage brokers, whose job it is to assist you in finding a mortgage lender regardless of your credit score.It is also the responsibility of the mortgage broker to counsel and educate you through the entire mortgage process.If you decide that you do not want to do the shopping around yourself, than you should seriously consider finding a mortgage broker to help you. They have relationships with hundreds of wholesale lenders, and they will work to find a program that fits your needs.Keep in mind, brokers are paid on commission, so it is just as important to them as it is to you to get to the...more
The Federal Trade Commission has issued alerts to homeowners-and specifically homeowners whoare elderly and poor-in recent months. The market is swarming with mortgage lenders providingequity loans and some of these lenders are taking advantage of...more
When considering home equity loans, borrowers often take out loans to increase equity on thehome. The loans are then utilized to improve the home, increasing the value. The homeownermay consider drops in market value and additions to the home to...more
Did you know that... we live in a lawsuit-crazy society?I'll bet you do know that. And I bet you also know thatcourt judgments are getting more and more outrageous all thetime. Unless you have some sort of asset protection strategyalready set up,...more
It has been centauries since the countries of the world understood the interdependence of each on the other. The phenomena of globalization are one of the reasons of this interdependence. The countries are trading among each other through economic...more
To keep up with the rates of equity loans, you should read any information available to you. If youhave the Internet, you can go online and read surveys, which will guide you to links that willprovide updates on equity loans and rates. For example,...more
Human beings are the building blocks of society. The societies agglomerate to make states. And then the nations are formed. The economy of a nation is the indicator of its prosperity. What the economy affects primarily are the people of a country....more