Information products are one of the hottest selling items on the Internet. And for good reason. Where else can you get timely, relevant information that is exactly what you want...even at 2 am in the morning?The problem with information in books at the bookstore is that many times it is not specific enough. I don't want to know everything there is to know about audio engineering, I just want to know how to record a talk, edit it and burn it to a...more
For many people, their credit card appears to be free. Apart from the interest they pay on their outstanding balance at the end of each month, they do not pay any other fees for the convenience of the credit card. While this may be true for some people, for many of them their credit card provider will in fact be charging them various fees. For others it may not be true at all as they have to pay a monthly or annual fee for their credit card....more
To save money on your credit cards, doesn't always necessary mean that you have to switch providers to get a better deal, far from it as you can always start on your own doorstep and ask your current credit card lender if they can offer you a better deal than the one that you are getting at present.This should be your first step if you are looking to get a better deal, but are unsure, as you are more than happy with the service that your current credit card gives you. Though you may feel that it maybe easier to simply change to a different lender, then this couldn't be further from the truth and at the end of the day, the credit card that you have should be one that suits you and not the credit card issuer.If you are in fact happy with your present credit card and the benefits and service that you have then read on and find out how simple that getting a better deal can be.Firstly you have to ask yourself if you keep your payments up to date, have not missed any and have an overall good payment history with your credit card company, if so then you have the right cards to play when it comes to asking for a reduction in your APR charges. If you fail to have any of the criteria that...more
If you are a borrower with a history of unsatisfactory credit transactions, the lenders will describe your credit history as "adverse". The expressions "poor credit", "bad credit" and "sub-prime" all describe exactly the same situation. This leads to a number of questions; what credit information is collected about you, where does it come from and...more
If your business is not using eBay and other Internet auctions, you could be missing out. Here are just a few ways of generating additional income, profits and cashflow from online auctions.1. Convert Excess Assets to CashSell personal or business items that you no longer use. For example, are there slow moving inventoryitems in your store? A major...more
Sometimes consultants and other service providers are hesitant to charge a fair rate for their services.Maybe they feel that the services they provide are so basic that you really can't justify charging much or anything for them. Perhaps they feel that they don't have the knowledge or experience that other consultants have. Thus, they hesitate to charge fair rates because of a lack of self-confidence. This is natural (especially for new consultants). However, what you know and do has real value.By the way, I'm sure that most people find it more appealing to deal with someone who is humble enough to admit their limitations than someone who is arrogant and cocky and not as great as they think they are.To stay in business, though, you need to charge a fair price for all of your services. Fair means fair to the client but also fair to you.You can enjoy increased consulting fees by developing more self-confidence.1. Don't Take Your Skills for GrantedFirst of all, we tend to take our assets for granted. If you are an expert bookkeeper and good with numbers, you may feel it's easy to do the work you do. Yes, it's easy for you but not for others. You may actually have an aptitude for what...more
Are you worried about your credit card or debt card being stolen? You're not alone, it's estimated that 51% of people in the UK are concerned about their credit and debt cards being stolen. Credit card fraud is a consent worry, and with more people...more
The 401(k) retirement plan is funded by employee contribution and a matching employer contribution. The major feature of the plan is that the contributions are taken from pre-taxed salary. The fund accumulates tax-free until it is withdrawn. Most...more
The IT revolution can still change the destiny of Pakistan, but will require a readjustment of the sights. This readjustment will require her to work with what she has, and not what she currently doesn't!Pakistan has been unable to produce software...more
Raising money for your business can be very challenging especially if you are not the type of person who is comfortable marketing your business ideas. If you are one of those people who are not really very good at communicating you ideas verbally, it...more
The typical American household budget percentage breakdown looks like the list below. For most of the categories a range is shown. A range makes more sense to help you see where your personal budget fits (or doesn't fit.) If your budget doesn't fit...more
Do you want a solution to all your financing, accounting and bookkeeping problems? If yes then New Jersey Bookkeeping is your destination for inclusive financing, accounting and bookkeeping outsourcing services. Bookkeeping and accounting are the...more