Being a trustworthy professional in business today mightseem obvious, but not always followed. This represents 95%of your business success.If you have a retail store that is a clean store, make surethe doors and windows are clean, make sure the store frontlooks good. Enforce that your employees stay clean and theshelves and floor are clean.If it's a service company, make sure your servicetechnicians are wearing clean work clothes, their trucksare...more
If you're a small business owner applying for a loan or other credit, it pays to understand what lenders are looking for. From the point of view of the small entrepreneur the decisions that banks and other credit institutions make can often seem random. In fact, they are anything but.It's crucial to understand that lenders are not necessarily risk-averse. Providing credit has a built-in element of risk. By offering you credit they are, in effect,...more
No, this is not going to be a racy article, but it is a valid comparison of the topic at hand. For those who are native English speakers, that phrase in my title usually has to do with reproduction. That's a topic I want to discuss with you in your home business.When I got started thinking about my home business, I came from a technical background. I got to thinking about all the complex ways I would leverage my skills and setup a marketing system for my home business that would be .well in my opinion, genius.I got to figuring out all of how I was going to put this system together, and then it dawned on me as I was listening to a trainer in the home business area. This trainer was making the point that when attracting people to your home business, they have to see at least two things right from the beginning: The first is abbreviated like a radio station - WIIFM - or What's in it for Me?The second thing people want to see is that they can do it too! It hit me at that point that if I was working on some great marketing system that took a lot of the skills I have been blessed with, then it would require someone with at least as much technical skill as me to reproduce what I...more
There are a myriad of things you must think about when opening any type of business whether it is a small business or a large corporation and one of those is how business law may affect you.Failure to pay attention to business and corporate law can land you in a world of trouble-both legal and financial. The good news is that you do not necessarily...more
Peer out of your office door, what's your secretary doing right now? If you answered surfing the internet, taking a nap, or reading a magazine, it's time to rethink where your money is going. In an ideal situation, a secretary would be paid for the work they accomplish and not for watching the clock. If is my theory that small businesses can save...more
So the time has come for you to purchase a home and take on home ownership.Home ownership will be perhaps the largest responsibility you ever take on in your life. But it will most likely be the most rewarding thing you ever take on in your life as well.But before you go out and buy that rake, snow shovel, and lawn mower to keep up with all of your towns ordinances, you will first need to obtain a mortgage to purchase the home.Although obtaining a mortgage takes some time and research, as well as a lot of paperwork, it doesn't have to be all that painful. Just take your time, educate yourself as much as you can, and do your best to put yourself in contact with the right people.One of the very first things you will need to do is locate a realtor to point you in the right direction.Realtors are not hard to find, but before you go through the yellow pages, see if you can't have one referred to you by a friend or relative who had a positive experience with their own realtor.The very first thing your realtor will ask you will be if you have been preapproved for a mortgage, I can guarantee it.So here will begin your quest for a mortgage. There are literally thousands of lenders...more
The DebtIn America, it is not only accepted that the majority of us are knee-deep in credit card debt, it is normal. Two generations ago it was just flat out wrong - a sin, to have any kind of debt at all. Today it is quite a different story and...more
A fundamental challenge of small business can be summarized as "too many tasks, too few people."Unlike large enterprises which can have whole teams devoted to limited tasks - think "Task force for the unification of stapler specifications and...more
Are you wanting to apply for a new credit card but feeling hesitant to perform the credit card application online? If so, you need not be concerned. Advances in the technology of secure e-commerce have made online credit card applications literally...more
Even with a Chapter 7 bankruptcy in your credit report you can still qualify for a sub-prime mortgage. Once approved, you can then use your mortgage to improve your credit history, qualifying you for lower interest rates in the future.The Effects of...more
In 1996, in the movie Jerry McGuire, actor Cuba Gooding, Jr. made famous the phrase "Show Me the Money!" Ten years later, a variation of that command, now "Show Me the Data!" rings in conference rooms throughout the country. Managers far and wide, at...more
Things can change fast!Tactics will probably no longer dominate the public relations plan. Instead, when needed, they'll hopefully assume their properly limited role as the primary means for moving a publicity message from one point to another.But in...more