How many times have you needed to call for a service such as carpet cleaning? Mechanic service? How about a more serious issue such as a flood service? Did you find that looking through the phone book just doesn't give enough info and searching online pops up to many unreliable, irrelevant leads? Either way, I personally find it hard at times to find quality, fast reliable service. For instance, I thought word of mouth was the best way to get...more
Preparing a business plan is the most important part of starting a business. So much rests on the business plan, from financing to suppliers. A business plan shows that you are prepared, educated, and dedicated to your business. A good business plan will define what your business is about, where you expect it to go in the future and how you will get there. The following outline the essentials of a good business plan.1. Executive Summary - This...more
Online credit reports are an easy way to learn what potential lenders will see about us, before we apply for a loan or credit. All too often, our early mismanagement of credit, like during our irresponsible youth, winds up hurting us for years. We get negative information on a credit report that could ruin our chances of getting additional credit long after we have begun managing credit more wisely. So, if you're considering making a major financial move it's a good idea to check your credit report to know where you stand. That way you can be aware of problems before they derail your plans. And once you are aware of these problems, you can take steps to rebuild damaged credit and clean up that record. If you've made mistakes in paying previous loans, bouncing checks, making late payments or other problems, you may still be able to reduce the amount of damage they will do to your credit with explanations or some basic repair. The first step is getting copies of your credit reports. Luckily, obtaining an online credit reports is easy. There are many companies on the Internet that will provide you with a copy of your credit report free of charge. Visit...more
Tired of paying for a fax line and maintaining your fax machine? There's a better way to send and receive faxes using internet fax services.Internet fax services enable you to receive faxes in your e-mail and to send faxes. One of the most popular internet fax services is eFax, which has over 9,000,000 users. But not all fax services are created...more
Because I love to see people get the most out of their online businesses and personal lives too, I always encourage business owners to create as much passive income as possible. That way, you'll have time for the more important things in your life. Still, when we are in need of money, the Internet is a GREAT place to start building an income by...more
If you're a sole proprietor, perhaps you've consideredincorporating your small business or self-employmentactivity.And so maybe you've been wondering,"When is the best time to incorporate?">From a legal standpoint, any time is the best time.The sooner you incorporate, the sooner you make the movefrom the world of unlimited liability to the world oflimited liability.>From a tax savings standpoint, any time is the best time.The sooner you incorporate, the sooner you will startputting more money in your own pocket and less in Uncle Sam's.(For more about the potential tax savings of acorporation, see the second article in this series --"Tax Trap #2: Double Taxation -- Isn't Once Enough?"http://www.YouSaveOnTaxes.com/tax-trap-2.html)But from a **tax reporting** standpoint, there is one timeof year that stands out as best: January 1st.Why is that?Assuming you have a sole proprietorship (or other entity,such as a partnership) that is up and running as of January 1, and assuming you then incorporate thatexisting entity on any date other than January 1,you face the possibility of filing not one buttwo business income tax returns for that year.Here's an example to clarify this important...more
Why do hundreds of thousands online traders and investors trade the forex market every day, and how do they make money doing it?This two-part report clearly and simply details essential tips on how to avoid typical pitfalls and start making more...more
If some unexpected expense has come up, and it is still days away from payday, it is possible to take out a type of short-term loan known as a cash advance. A cash advance, or a payday loan, can help you if you are in a bind by using your upcoming...more
Using a credit card has become a very common way for a family to pay for the items it needs and wants. According to CardWeb.com, a firm that tracks the credit industry, the typical American family of four carries about $8,100 in installment debt-most...more
Travel reward credit cards are only a great benefit if you travel frequently. While that may seem trite it needs to be said. You may think, "what a great idea - travel reward credit cards. I might want to take a vacation next year." You're probably...more
"I make a living online!"That's a statement right? Right!But is it a statement of fact?Who knows?Well, I do because I know it's true, but how do you know I'm telling the truth?You don't of course. But there are some things you can look for that will...more
Free credit cards - what a concept! We're all enticed by the very word free. The more common term for free credit cards, however, is 0% (or zero percent) APR credit cards. APR stands for annual percentage rate. In other words, free credit cards can...more