Traditionally people have considered their retirement 401Ks and IRAs to be like safety nets rather than wealth builders. However, with the self directed IRA, you need not be satisfied with growth rates in the single digits. It is possible to realize phenomenal growth potential outside of the traditional IRA markets, tripling and quadrupling your IRA's value is not uncommon, within relatively short period of time. It will not just happen,...more
Year-end Tax Planning Deserves Year-around ConsiderationThe reason so many IRS deductions go unclaimed - business owners don't know about them. Or they don't know about them early enough in the year to collect necessary information as they go along. As a person running your own operation, tax consequences need to influence how you conduct business, day in and day out. Where to spend - or not. How to structure transactions. When to act....more
Credit CounsellingInterested in become a credit counsellor and helping free the captives to the salvery of debt - you know - having to go to work to pay the ever increasing spirialing debt. Here is some wisdom to share with your friends: -Debt ManagementA world run on credit is what we are witnessing. The US government took a couple of hundred years to accumulate the first trillion dollars of debt. Now it is only a matter of a few years and another trillion is added to the national debt.This is a serious issue. It is due to the 'open circle' mentality that pervades modern day society. We don't like limits, restrictions and boundaries. Most people live to the limits not of their income but the limits of their multiple credit cards, their large credit lines on their houses, store cards, car leases, personal loans etc etc...Being a psychologist I witness this over extension of the limits not only with our money but with our time as well. Generally we are a society where we break our budgets for both time and money which has a devastating effect on our social lives, our family lives and our spiritual and emotional well being.There is an interesting scripture in Matthew 5...more
With the hectic pace of life for so many of us today, is it any wonder that we're conducting more of our everyday transactions online? Even when it comes to more serious long-term decisions, consumers frequently start the shopping process by browsing preliminary information online at trustworthy Websites. This holds true for those in search of...more
If you are interested in Mortgage Refinancing, it is normally for one of two reasons. Either to get a lower interest rate to save money in interest payments over the life of the loan. Or, you are interested in refinancing with cash out.Mortgage refinancing can be done in a number of ways. The two most common are going to your local bank or using...more
Are you afraid of applying for a loan, just because you have a bad credit? No need to fear anymore. You need to understand the fact that you are not the only one whose credit status is bad. Bad credit personal loan can be a solution to your this problem.A bad credit personal loan is tailored to meet the personal needs of the UK residents who have a bad credit. Personal needs may vary from person to person. You may wish to buy a car, your children may wish to purchase a new toy and your wife may wish to remodel the kitchen. Bad credit personal loan support people with bad credit history to realize their dreams. Bad credit rating people are identified as people who have made any default or arrears on any past loan payments. People who have faced bankruptcy, county court judgments and individual voluntary arrangements are also one of them. Bad credit personal loan can be used for any personal purpose. The loan can be used for making improvements at home that can give a new look to your home. One can use the loan to consolidate his debts which will help him manage them effectively. Personal loan for bad credit can also act as a medicine to heal bad credit history. You can also use...more
Small business is a term that is used day-to-day. That is because in the past decade the rise of small business has been larger than in any other decade prior. This is largely due to the increasing number of services that are available to small...more
How you prioritize your sales territory management activities depends upon whether you are managing a territory that has existing customers, or whether you are building your customer base from scratch.If you manage a territory that has existing...more
Simple Ways To Improve Your Team's PerformanceIf you are a leader trying to create a positive work environment, hold off on buying posters and new carpet for your work area and take look in the mirror. Did you know that 70% of how your team...more
A great name is like extra octane in a brand. A bad, boring or sound-alike name won't necessarily kill a brands chances for success. In most cases however, it dramatically dilutes the brand equity and potency.Do You Have A Name That Basically...more
In the past decade, the number of women-owned businesses has boomed, bringing the of businesses owned by women to an all-time high. Defined by the Small Business Administration as a business with an ownership of 51 percent or more by one or more...more
Most people ask us when we feel is the right time for them to stop compounding/reinvesting and take their money out of a program. This is a tough answer to give. It all depends on the program that is invested in and the rate of return. Usually we...more