Why should you take out a second mortgage or a home equity line of credit instead of refinancing?Well, You Shouldn't!!Why Not?1. Second Mortgages usually have an interest rant that is twice or even three times as high as your first mortgage rate. You can refinance instead and keep a very low rate. In the long run a second mortgage will just cost you money in interest charges.2. Home equity lines of credit are designed for mortgage...more
In addition to the many questions that you should pose to a potential Franchisor, and the many questions they should pose to you, there are several other considerations for you to determine your compatibility with a particular Franchise system. If you are going to be getting into business with someone with the goal of creating an outstanding future together, you should cover more bases than just the basic questions to understand how the business...more
Do you take a person's credentials for granted? Most people do! For instance they don't think twice when they hear about Marxism. They take the concept seriously because they know that it was authored by Dr. Karl Marx. What they don't know is that "Dr." Marx was a womanizer who was too lazy to work his way through the higher educational institutions to earn his Ph.D. the honest way. "Dr." Marx received his "doctorate" by mail order! Unfortunately, for modern economics he had a gift for gab and was able to sell his ungrounded ramblings of economic reform that was nothing more than a confused projection of his inner rage at his own incompetence rather than ability as an economist.Even back at the turn of the last century there were unscrupulous universities that accept nearly anybody who applies. These bottom rate "universities" became known as diploma mills. Many people don't know that these diploma mills exist to this very day. Many individuals are seeking a doctorate in business administration because of the high pay levels for business professors. Schools like the University of Sarasota, Nova Southeastern University, and California Coastal University...more
So you want to learn how to trade? Whether you're interested in the stock market, forex market, or futures market, gaining some knowledge of trading is crucial for your success. The only way to trade the markets is to learn what you're doing first. Trying to trade the market without first learning some solid strategies on how to trade it...more
You have found the car of your dreams, but you know your credit is not the greatest. You ask yourself, "How can I get an auto loan with bad credit?"You are not alone. Thousands of people ask the same question everyday. Just because you have bad credit, does not mean you can not buy that car of your dreams. When considering bad credit auto loans,...more
Want to build your fan base? Meaning, do you want to attract more clients or customers to you and your product or service? Then build a platform. A platform is media lingo for having a solid base from which to pitch your work. It's about numbers, about how many people know what you do. It's about building your following, that you can use to then build it even more.So, how do you build your platform? It's not hard ~ here are some tips to help you do just that:1. Make sure your niche is narrow and solid. Research your target market until you can narrowly define who it is in that market that you are going to focus on. Make sure you get really clear on your "who" and your "what." Be certain who your ideal client is and what problem you are solving for them. Then decide what you'll call yourself and/or your service/product. Make it a brand. Give it a unique name that will catch others' attention - even if you make something up.2. Decide on the best web address (URL) for your business. The easiest way to get search engines to like you is to have a URL that has your keywords in it. For example, www.stopyourdivorcenow.com or www.artellawordsandart.com.It's ok...more
Starting a business without any capital is a daunting task. How do you pay your staff? Where do you find money for stock? What can you do to improve cashflow? These are just some of the questions you'll face. Read on for a few ideas that helped...more
Being in debts is not a crime. This is what all consumers should keep in mind before they start taking loans and credits. But the fact remains that most debtors take loans often going beyond their affordability and fail to make the payments. What is...more
It happens, that's all I can say. And in order to continue freelancing and work from the comfort of your own home, you'll have to accept it. One of the biggest perks about working from home is being able to organize your time and dictate...more
In his book, "Super Prospecting: Special Offers and Quick-start Systems", Tom "Big Al" Schreiter tells the story of an old lumberjack who observed a young lumberjack laboring to chop down a tree. After watching the youngster work himself to nearly...more
One of the easiest ways to get a work at home job is to get your boss to allow you to telecommute at least part of the time. There are benefits to both you and the company you work for in most cases, so you need to do some research and write a good...more
Customer Lifetime Value (CLV) can get a little tricky, but I'll try to make it simple. By now you've probably heard the term yet may not fully understand how to use it effectively, if at all. That's because every "Tom, Dick and Mary...more