LIVING IN CREDIT CARD UTOPIALet's just take a brief moment to recap:If you've been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 4 very important things: You now know how to take advantage of zero to low interest credit card offers. You now know that there is safety in numbers, and you know the magic "Who's Who" of the major credit card companies. You know that one of them,...more
Want to build a relationship -- sell yourself for a job -- get ahead -- make a sale? Your 'small talk' is crucial. Everyday conversation can make or break you in personal relationships and in the business world. Sadly, most people don't realize how important small talk is, nor do they try to do better. That's a shame, because anyone can easily develop great small talk skills. Just how important is small talk? A Stanford University School of...more
Introduction:In a world where ideas drive economies, it is no wonder that innovation and entrepreneurship are often seen as inseparable bedfellows. The governments around the world are starting to realize that in order to sustain progress and improve a country's economy, the people have to be encouraged and trained to think out-of-the-box and be constantly developing innovative products and services. The once feasible ways of doing business are no longer guarantees for future economic success!In response to this inevitable change, some governments are rethinking the way the young are educated by infusing creative thinking and innovation in their nation's educational curriculum. In the same vein, they are putting much emphasis on the need to train future entrepreneurs through infusing entrepreneurship components within the educational system, especially at the tertiary level. Some countries have taken this initiative to a higher level by introducing entrepreneurship education at elementary schools and encouraging them to be future entrepreneurs when they are of age. In a series of survey funded by Kauffman Center for Entrepreneurial Leadership, it was found that nearly seven out of...more
Wouldn't it be nice to get some of your money back that you have invested in developing policies, procedures and processes for your organization? Well, you can with the recently restored tax credit.$7.6 Billion in Tax Credits are AvailableIn September 2004, President Bush signed the $146 billion tax cut bill restoring the recently expired business...more
In United States of America and Canada, indoor tanning products are very usual. Moreover, the indoor tanning businesses have appreciably grown in the last 25 years and are still increasing, getting more and more sophisticated.It's hard to compete with the global beauty industry. Surprisingly or not, the American population is spending more time and...more
Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments. In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard to find a consolidation loan at a lower interest rate. And if you're not careful, you can end up deeper in debt than when you started. Your goal in consolidating your debt should be to lower your overall costs. To accomplish this there are two things to keep in mind: Get the lowest interest rate possible Have a plan to pay off your debts in 3 - 5 years. Here are some of the best ways to consolidate:Using Credit CardsThe good news about this method is that with a good credit rating, you may get a much lower rate than other forms of consolidation loans. And since credit card issuers don't require collateral, you aren't "risking the farm."Call your current issuer to ask what interest rates they will offer you if you transfer balances from other cards over to theirs. Go for a fixed rate if you can get it, and ask them to waive any transfer fees. If you can't negotiate a low rate with your current issuer,...more
It is a common question when investors review their retirement planshould we include social security benefits into our retirement income projections?It seems the closer an investor is to retirement, the more likely he/she will include social...more
Do you ever wonder why some people seem to get all the lucky breaks in business while others struggle to barely get by? They seem to be in the right place at the right time. Fact is, maybe they're not at the right place at the right time; maybe they...more
Branding is one hot topic, although it is wildly misunderstood. To make things even more confusing, branding is often tossed in the same basket as marketing which makes its application to an entrepreneur or sole-practioner even more unclear.While out...more
Starting Your New Home Business The Right Way Once you have made the initial preparations for starting up your home business, it is time to think about getting a little discipline. I don't mean that in any salacious sort of way: we are not talking...more
The seven essentials of business communicationThere are seven essential elements to successful business communication: Structure Clarity Consistency Medium Relevancy Primacy/Recency Psychological Rule of 7±2If you are going to communicate...more
Everyday someone asks me, "How do you start a pet-sitting business?" I try to answer their question succinctly. But the truth is, starting a pet-sitting business, or any business is not always a succinct process. Following are 21 tips that I know can...more