Learn more about these topics by subscribing to "Monday Morning Mindfulness" at http://www.schrift.com/monday.htmSandra's ezine 'Monday Morning Mindfulness' Sandra Schrift will help you grow and enlighten your soul with her bi-weekly ezine 'Monday Morning Mindfulness. Request a free subscription at www.schrift.com and start improving your speaking success!Table of Contents:On Special Offers and Invitations On Generous Spirit On Short-Term Stress...more
Imagine paying your mortgage off in 15 years! Think of all the great things you could do with that extra money. What would you do? Retire early? Buy an R.V.? Travel around the world? If you could eliminate your mortgage in half the time, then your options would be wide open. Let's take a look at 3 benefits and 3 considerations when evaluating whether or not the 15 year fixed rate mortgage, is right for you: Lower Interest Rate Huge Savings...more
It seems that every day I turn on the TV and find a Poker game. Texas No Limit seems to be all the rage these days. I love watching it. When I discuss this with others, their response is always the same, "You should play." Ah, but what they don't know is I stay out of the kitchen. As far as risk to reward ratio. That's a gamble I'm not willing to take. I prefer to invest my money. Sometimes I gamble in the stock market, but as long as I stay within my comfort zone (long term), I don't mind.Tolerable risk should be the goal of every investor. Know your limits! Here are my big three don'ts: Don't invest more than 30% of your portfolio in risky ventures; Don't let your broker/advisor talk you into an investment; Don't gamble with money you're not ready to loose.Here's a poem I wrote about a real person. There once was a man from the North East Who thought he could tame the great beast Money in hand, he headed to Wall Street A Bull market it was, an IPO investment he couldn't beat The morning bell rang and he started to buy Drug store, MP3, Martha Stewart, and Be Free, Flashnet, Redhat, Eloan, and Goldman Sachs, Foundry Networks, Agilent, NextCard, and JNI corp, Goto, PCOrder,...more
The main reason is to stop any potential lawsuits from happening! But do you know how many individuals I have talked to about this very thing? Many! Do you know what the majority have told me? They have locks and cameras, so they don't need anymore security than that!This is a mess waiting to happen, the reason is as follows. This attitude is the...more
"Joan, I'm working so hard and I'm not getting anything done!" I have heard some version of this cry of frustration by many an entrepreneur. It's a common complaint voiced by those of use who sought the freedom to have complete authority over our schedules, only to find ourselves unwittingly shackled by old ways of operating. It does not appear to...more
Steps and tips on marketing your business to the government.Fact: Federal, state and local governments buy over $450 billion combined in goods and services each year.Part of that can be yours if you know how to get it.Fact: Federal procurements under $25,000 never go through the bid/RFP process. The only way to earn these government procurements is to market your business wisely. You probably know there are huge opportunities for any business to earn government contracts. But how will YOU win them? It's easy to think of the government as a thing, an entity of inanimate form, but actually, the government is made up of people, hard-working business minded people just like you. With that in mind, marketing to the government is actually branding your name in the minds of the many thousands of government people who buy what you sell. If you will be doing business with the Federal government, the first step is to become registered in the Central Contractor Registry (CCR). The CCR is a vendor database that collects and distributes data about potential contractors to government buyers. It helps Government Buyers know who you are and that you're a valid contractor. You can find it on...more
Outsourcing has become a controversial issue and a hot topic among presidential candidates this year. But have you stopped to think how your business can benefit from the efficiency, functionality and cost savings of outsourcing? If you have, you...more
There are four different ways that audience members assimilate information. They are: visual, auditory, auditory digital, and kinesthetic. While all members of the audience will process information utilizing all four of these approaches at...more
al debt load and ROI, whether the industry as a whole is in a slump, whether there are too many partner or legal problems, whether future demand will materialize and so on and so forth. While these questions are certainly relevant, the most...more
If you are already in business it is hardly likely that you will agree with my title. Aren't all businsesses different?When you think in broader terms, yes, of course you're right. I want you, however, to look , for the moment, only at the basics.All...more
The idea for this month's newsletter came from an unlikely encounter: I recently had lunch with a new friend named Rick Rockwell. You may remember him as the bachelor from the first-ever reality TV show, "Who Wants to Marry a Multimillionaire?"...more
If we want to fill our heads with the doom and gloom society seems to thrive on, all we need to do is turn on the local news at night. To make that quantum leap toward personal happiness and success in life, sometimes we just need to do what so...more