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Tips For Short Term Insurance Policies Having car insurance is for sure one of the best things that you can do to protect yourself from any possible problem in the future. For those who owns a car and plans them for a long time, then having one is highly recommended. Paying monthly premiums is expected when availing car insurance. However, for people who are planning to rent a vehicle for only a few days, how can you protect yourself and the company? Believe it or not, you can, too ha...
Insurance Issues - Civil War - Part I In the course of his analysis of reported cases, Mustill J referred to a useful quote from Lord justice Farrell, in the case of the Republic of Bolivian. Indemnity Mutual Marine Co. Ltd. [1909] 1 KB 785, in which Farrell LJ quoted from a history of the American Civil War that: "a civil war.. .is never formally declared: it becomes such by its accidents—the number, power and organisation of the persons who originate, and carrying it ...
Insurance Issues - Civil War - Part II Finally, when dealing with the character and scale of the conflict, was it necessary for each faction to hold a specific portion of territory? Probably not. although it was certainly a factor to take into account together with: - the number of combatants; - the number of casualties, military and civilian; - the amount and nature of the armaments deployed; - the relative sizes of the territory occupied by the opposing sides; - the extent to which it is possible to delineate the territories as occupied; - the degree to which the populace as a whole is involved in the conflict; - the duration and degree of continuity of the conflict; - the extent to which public order and the administration of justice have been impaired; - the degree of interruption to public service and private life;whether there had been movement of population as a result of the conflict; and - the extent to which each faction purports to exercise exclusive legislative administrative and judicial powers over the territory which it controls. Did, therefore, the circumstances existing in January 1976 at Lebanon amount to a civil war? The court decided that no faction was engaged in a struggle to seize po...
18.Insurance Issues - Usurped Poxoer Again, the court considered whether the ordinary and natural meaning of "usurped power" assisted it in a better understanding of the phrase. In general terms, the court stated that usurped power required proof that: - a group of persons had attempted to acquire something which belonged to another; - that "something" was controlled by the State; - the party seeking to usurp was a body...
Insurance Issues - Riot - Part I Riot can be distinguished from the other excluded violent acts in that, from a practical point of view, it is more frequently covered by ARPI policies, either in the main policy or by way of an extension. It also is limited to internal strife without any necessity for political overtones. It is for this reason, namely that it has less of the characteristics of war and perhaps a great...
Insurance Issues - Riot - Part II The key to the definition of riot is that the elements of riot must occur at or about the same time. It is not, for example, sufficient for the violence to have been perpetrated by differing individuals at differing places at differing times and the violence must be threatened in the course of fulfilling the combined intention of the rioters, not subsequent to the occurrence or in the course of escape. Finally, the Public Order Act 1986 has abolished the common law offence of riot and replaced it with a statutory offence. The main difference between the common law offence and the statutory offence is that the number of persons who must be involved in the violence has been increased from three to 12. Should this new definition now be incorporated into insurance law? Certainly, the definition does seem to apply to marine insurance as specifically provided by section 10(2) of the Act. There is no reference to non-marine insurance, but it seemed reasonable to assume that if the court is to impute to the parties an intention to incorporate the criminal law definition of riot into the insurance contract then it should be the current definition and not one that has since bee...
Insurance Issues - Rebellion And Insurrection & Hostilities And Warlike Operations Rebellion and insurrectionThe court relied upon the definition of rebellion as described in the Oxford English Dictionary as: "Organised resistance to the ruler or government of one's. country; insurrection, revolt." Although there may be a lesser degree of organisation required o...
Serious Injuries Within the Trip are Covered by the Evacuation Insurance Policy Various plans are available for travel insurance comparison. Some companies offer bundle, medical, evacuation and accident coverage. If desired, these travel insurance plans may be customized according to specific needs and target budget.A combination of all the plans available in trav...
Insurance For Seniors Are you familiar with supplemental health care insurance? Many people are not; these days, most people sign up with their employer-sponsored health care insurance plans, or purchase individual health care insurance plans if their employers do not provide health benefits. While these methods work for...
Commercial building insurance - the average clause If you have a commercial building insurance, your policy will contain a clause known as "the average clause". Whilst there are many clauses, conditions and warranties within every policy, some are more important than others. The average clause, as many have found out, is one of the mor...
If My Delivery Is Lost Or Damaged, Is It Insured? Many people fear that when they ship with a courier company, that their precious cargo is going to get delivered to the wrong address, or damaged in some fashion. In the real world, these events take place only very rarely, and most shipments arrive safely at their destination. Any Chicago courier c...
Insurance Broker Company in India Today, anybody and everybody, has insurance of some sort. Either they believe in insuring themselves and their loved ones, or in insuring their vehicles! In India and in most other places, vehicle insurance is mandatory. The amount your vehicle can be insured for varies depending on th...
Insurance on Holiday Rentals The San Diego vacation rentalsUnder the San Diego vacation rentals system, there is a short term rental insurance that is available but failure to follow it will lead to personal liability. There are certain issues that need to be looked at in terms of the insurance provision to ensure...
Pre Approved Auto Loans - Get an Edge Over the Dealer A pre approved auto loan is an easier and excellent way to buy the car. You will not only save money but also save yourself from the hassles of dealing with the terms and conditions of the dealers. You can use it whether you are buying car for the first time or your next car. In the fo...

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