If a four-wheeler is regarded as risky, a two-wheeler is considered to be more so. As a result, if an automobile owner needs auto insurance protection, a motorcycle owner needs insurance all the more. What does motorcycle insurance cover?Motorcycle insurance offers coverage to the two-wheeled vehicles like motorcycles, scooters, mopeds, touring bicycles and the high performing sports type motorcycles. It includes liability protection for the...more
Every business requires a fair amount of risk to be undertaken to explore new opportunities and territories. However, there are some risks that one can be protected against and insuring your business gives you the opportunity to be prepared for any liabilities in your line of work.Businesses, irrespective of their nature i.e. manufacturing entity or a service provider, have to deal with a range of unforeseen circumstances during their normal...more
If you own a vehicle then it is important that you should avail the cheapest sr22 insurance.The Cheapest sr22 insurance is a certificate that is compulsory for the vehicle owners that are found driving under influence (DUI). Such type of document is necessary for the drivers. If you do not possess this certificate then you might get into trouble. When you avail this insurance then the public will be protected and also the other vehicles. This type of insurance is not a basically a coverage but it is a form that is required to be filed by the provider of the coverage to the motor vehicle department.When you a buy a vehicle of your own then it becomes important to avail the license for your vehicle. Devoid of the license you cannot drive your vehicle on the roads. In the similar way you need to avail the cheapest sr22 insurance. If the coverage period expires then you will have to renew it. In case when you are driving your vehicle on the roads and suddenly you met with an accident then the normal license will not be sufficient enough and you would require the sr22. There are many vehicle owners that are required to avail an additional insurance. There are many insurance companies...more
If you own a small business, its expected that youll do your best to make sure that your employees dont have to face illness or injury due to work. Just in case they suffer from illness or face an accident, they can sue your business for the required compensation. This is when you may need Indemnity insurance to protect your business and get...more
You have been paying your life insurance for more than five decades and then suddenly, just when you are about to fill up your insurance claims for that lifelong retirement dream, you are told by the insurance company that you still have to pay some fees to be eligible for it. All of a sudden, those dreams of that retirement home along white and...more
If you are a hotelier, you may have to face risks and legal liabilities. This is when you will need hotel insurance. Read on to find out what the best insurance policy could cover for your hotel. Hotel Insurance Coverage You will get the following coverage through a hotel insurance policy. Public liability cover: Public liability insurance policy covers injuries or illness suffered by guests or material damage claims made by them. The amount of coverage you require should be decided after assessing the hotels risks. It may include the ongoing healthcare expenses of your guests and legal / defence fees. The size of your hotel also affects the amount of policy coverage. Employee Liability Insurance: The law requires you to seek coverage for employee liability insurance. Such coverage will help you compensate for employees illness and injury. It will also cover damage to your employees personal possessions due to their work in your hotel. To find out the coverage for employee liability insurance, calculate the number of employees you have and the risks their job roles can bring to them. The maximum amount can be as high as 10,000,000. However, you should check whether this amount...more
If you run a hotel, it is likely that you will need to purchase a hotel insurance policy. This plan will cover damages or illness caused to your employees or claims made by your guests for damages they have faced while they stayed at your hotel....more
With ever changing scenarios and complexities in the life styles and working conditions of people everywhere, there are various risks and perils that can happen to everyone around the globe and this leads to thinking that insurance is needed to...more
Unit Linked Insurance Plan is a special type of an insurance plan which provides the dual benefit of a risk cover as well as wealth creation. The performance of these insurance plans is linked to equity or debt markets. In a ULIP investment, a part...more
Any construction project involves a big deal of manpower and money. Whenever you implement a construction project, you are risking your property, your money, and the lives of your construction team. Your contractors are risking their health and lives...more
Nightclub insurance is a very important insurance product. Bar insurance policy is an essential sort of insurance that all bar owners should buy, since there are abnormal risks connected with the entire process of this sort of company. If you acquire...more
Whenever you go to a special occasion, you could be so dazzled by the decor, meals, consumes and amusement that you do not give passing thought to all the risks hiding around every corner. However as a party coordinator or host, it's your job...more