Homeowners Insurance Directory Offering Lifetime Memberships for Insurance Agents InsureMyHouse.com is now offering lifetime memberships for insurance agents who would like to get setup in the largest online insurance agent directory on the web. Since 1999, InsureMyHouse.com has understood the internet plays a huge role for insurance agents. With the increasing cost and non-effectiveness of print advertisements such as your local phone...more
If you live in the state of New Jersey and own a home, you need NJ home insurance. This is not something that is required by law, but it is vital to the protection of your property. Homeowners insurance was designed to ensure that damages to your home are covered in the event of catastrophe, and it also helps protect the contents inside. If you have no insurance during a fire, robbery, earthquake, or the like, you could be out a lot of money in...more
That is why having homeowners insurance Florida is imperative. Everyone knows that the house can get damaged unexpectedly by rain, snow or other outdoor elements. Knowing that your property is covered can give you the peace of mind you deserve especially after making such a big investment. When applying for homeowners insurance in the state of Florida, make sure the company can be trusted. There is one company that stands out in this regard, and this is Equiinsurance.The homeowners insurance Florida being offered by this insurance company comes in six forms. For the basic homeowner policy, it covers only 11 kinds of perils including lightning, fire, hail, vehicles, smoke and vandalism, among others. The second type is the basic homeowner plus where, aside from the 11 perils, there are additional 6 more coverage included.The extended homeowners insurance Florida, on the other hand, covers 17 perils with the exception of war, earthquake and flood. With renter's coverage, your property will be covered only up to the 17 perils and for all risk coverage, it also includes the building as well as the property. However, this type of homeowners insurance is no longer that much...more
Many property owners foolishly presume their home insurance policy covers them against natural disasters. Nearly all policies are only going to cover natural disaster destruction if special options have already been chosen prior to the disaster. So it's quite significant to know exactly how this add-on insurance coverage functions, and in what...more
Fast Ways to Save Money On Home Insurance Almost everybody I know is looking for some ways to save more money. One bill that many home owners forget about is there monthly homeowners insurance premium. By following a few simple tips, it may be possible to save hundreds of dollars every year.One very popular home discount is very simple to...more
Understanding Your Homeowners Insurance Policy If you own a home in the state of Florida, you understand the importance of carrying FL Home Insurance. While most homeowners insure their investment for peace of mind and coverage in the event of a catastrophic loss, many of these individuals are not familiar with the coverage that their home policy provides. Understanding your FL home insurance policy is essential to ensure your property and belongings are adequately covered. Because the standard home owner's insurance policy excludes several common exposures and limits payouts to the coverage stipulated on the contract, it is important to have a basic understanding of how you are covered. Home insurance, also referred to as Hazard Insurance, is property insurance designed to cover one's primary residence. These home owner's policies will cover losses to a dwelling, contents, loss of use, and liability incidences on or off the premises. Policy contracts will vary depending on the insurer you choose. There are both named peril and all-risk policies. All-risk policies, while they are more expensive, will cover any peril that is not directly...more
For such a small state, New Jersey is particularly famous for its homes. This may because of the waterfront location, the concentration of wealth on the east coast, or simply because so many people find it easy to commute from New York. It is...more
Affordable Life Insurance Do not leave home without it Despite global economic recession, the demand for life insurance that has not disappeared. However, attention now seems more to life insurance at affordable prices. How can you find...more
Your home is your most prized asset as it is typically the biggest investment people typically make. Having adequate insurance to cover this valued asset is essential. There are two insurance options for a home; building insurance covers the actual...more
Get Some House insurance Savvy Before you even start getting quotes for house insurance, it is important that you know the basics, of the house insurance industry. Buying your house is likely to be one of the biggest investments that you will...more
Because of the trying times these days, new homeowners may be tempted to not get home insurance Florida anymore. However, this is actually a bad choice. While some people might make it appear that getting a policy for your house is optional,...more
For those who own apartment buildings, duplexes or single family homes that you rent to others, no doubt you've already learned that it can be extremely rewarding from the financial viewpoint. But there are tons of challenges too, such rewards...more