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Icici Life Insurance Smartkid Assure A Ulip Plan.

Icici Life Insurance Smartkid Assure  A Ulip Plan.

ICICI Life Insurance SmartKid Assure A Ulip Plan.


Get your lovely kids insured by taking Child Plan that suits you best. By taking SmartKid Assure Plan, your children's future will be secure even in your absence.

ICICI Pru SmartKid Assure Plan, is an life insurance cum savings plan which distribute your assets based on your chosen portfolio strategy and whose benefits continue even if you are not around to take care of your child. Invest today to ensure that your childs dreams get fulfilled even in your absence.

Key Features of SmartKid Assure Plan:

Complete Life Cover: Lump sum payment of Sum Assured in addition to payment of future premiums in the unfortunate event of death of the parent (Life Assured).

Addon benefit: 20% to 170% of annual premium added to your Fund Value at the end of the 15th Policy year.

Additional allocation of units: More than 100% allocation to funds on premium payment, from the 6th Policy year onwards.

Periodic Withdrawal: Can withdraw money for education of your child.

Eligibility Criteria for SmartKid Assure Plan:

Entry Age (Parents) Minimum age limit is 20 years and maximum age limit is 60 years.

Entry Age (Child) Minimum age limit is 0 years and maximum age limit is 15 years.

Maturity Age (Parents) Maximum maturity limit is 75 years.

Maturity Age (Child) Minimum maturity limit is 18 years and maximum maturity limit is 30 years.

Sum Assured Minimum sum assured is 5x of the annual premium, subject to a minimum of Rs 1 Lac.

Policy Paying Term Choose your policy term for 15 years to 25 years.

Premium Paying Frequency Monthly, Half-Yearly, Yearly.

Key Benefit of SmartKid Assure Plan:

Maturity Benefit - At maturity the Sum Assured including the Top up Fund Value, if any, shall be

payable to the nominee.

Death Benefit - In the unfortunate event of death of the parent (Policyholder) in the middle of th policy term, Sum Assured will be payable to the nominee.

Tax Benefit Premiums paid by the life assured for this plan is eligible for tax benefit under section 80c and 10(D) of Income Tax Act of India.

by: Bharat Prajapati
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Icici Life Insurance Smartkid Assure A Ulip Plan.