How To Find The Best Insurance Agent
Finding a good insurance agent Irvine CA is very important
. Regardless of which company you choose, the agent will make a big difference in you getting the right policy. An agent is basically the car salesman of insurance, as it is their job to sign you up. They do this by sitting down with you and reviewing their different policies and helping you pick the right one.
In most cases, the only time you will deal with them is at the beginning when first signing up and then again when actually filing a claim. However, because agents are often paid on commission and have to achieve minimum quotas, in many instances the customer to agent relationship is often seen as adversarial, much like an investor and their broker.
That is why choosing the right agent is so important. While every agent has to be fully licensed in California, there is a big difference from one to another. No matter how good the company is that you choose, you need a good agent for choosing the right policy and features.
You should avoid an insurance agent Irvine that seems extremely focused on a single policy. Remember, they get more money by referring you to a more expensive policy. Therefore, if they seem overly determined to sign you up for a particular policy, you definitely want to avoid them.
Instead, you want to go with an agent who is willing to first hear your side of the story, and then find you a good policy based on your needs. Some of the better ones will even give you separate appointments, where they use the first to listen to what you want. Then, they take the time in between to do research and come up with suggestions for the second appointment. However, in most instances they can get things done the first time.
In other words, finding the right agent is mostly about talking to them, and getting a sense of what their motives are. If they come across like a typical pushy car salesman, you want to avoid them. However, if they seem genuinely interested in your needs, you know they are a good agent. It is not rocket science, but this method works. One way to find a good agent is to ask for advice from brokers, but a better strategy is to simply ask those you know which agent they use.
Therefore, the strategy for finding a good agent in Irvine CA is to get quotes, and find the best company. Once you already know the company you are going to use, then find the right agent within that by asking around and seeing which agent is the best. If you do not know anybody who uses that company, ask the broker you went through. Finally, take note of their approach in your meeting. You can most times tell whether they are more motivated by helping you, or profit.
by: Fern Baptiste
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