Can I Insure My Shipment?
In Houston when a business is getting ready to make their first shipping transaction
with a Houston courier company, one of their concerns should be insurance coverage. A lot of Houston courier companies and Houston trucking companies deal with insurance questions from their clients and potential clients every day.
Logistics Houston and distribution Houston companies must make sure that their insurance coverage that they are carrying is enough to cover both their client's shipments and also their own company's assets. Two different types of insurance are usually carried by most Houston delivery companies, but both types of policies can be grouped together with one carrier to save money.
The first coverage that is carried is comprehensive coverage for the vehicles. This coverage is in place to protect the delivery vehicles from damage caused by both at-fault and not at-fault accidents, including: collisions, theft, vandalism, weather damages and any other accident that may cause damage to their vehicles. This coverage also has liability coverage in case of damage caused by one of the company's delivery drivers in the course of their job. In addition to the commercial auto insurance, a special courier policy can be purchased to protect the cargo of their clients while in transit.
The reason that Houston delivery companies carry these types of insurance is to protect not only your shipment, but also themselves. If their driver is in an accident or your package is destroyed while in their care, they open themselves up to large liability issues that they would have to pay out of pocket, if they didn't have insurance. It is a reality that accidents do happen with Houston trucking companies and there is sometimes just no way of avoiding them. But, when these unfortunate events do take place, these companies have to be prepared with the right insurance policy and enough coverage to cover both their losses and the losses of their clients.
In addition, any distribution Houston or logistics Houston without the proper insurance in place to cover for losses that they may have while doing business, would deter other business owners from using them to ship their packages. This lack of coverage is not something that would be kept a secret for long in the business sector and could ultimately lead to the closing of a delivery company. But take comfort that when you call to schedule a shipment, that your package will be protected in the event of an accident. If you have any questions, feel free to ask all that you need to know about the insurance coverage from the representative with the courier company. They would be happy to give you the information that you need to make you feel at ease.
by: Henry Davis
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