Share:Life changing events can be exciting. A partnership or marriage ceremony, buying a new home, or adopting a child should all be celebrated events for an LGBT family.
The reality is that all of these events have a financial burden that you will share with your partner, in some cases for the rest of your lives. This is why it's so important that you talk about working with an LGBT friendly agent to purchase life insurance policies.
If you've never gone through the process of getting insurance before you'll likely have some questions:
Will being gay disqualify me from getting life insurance?
Absolutely not. You will not be disqualified on the basis of your race or sexuality. It also will not affect the amount of life insurance you are able to obtain.
What kinds of questions will they ask?
In order to make sure you have the appropriate amount of life insurance, they will need a listing of your assets that you'd like to protect (your mortgage for example). You may also need to submit to a blood test, however there are some policies where no medical exam is required.
Even though some policies may not require an exam, it is very important that you fill out your life insurance application with your LGBT Friendly agent completely without omissions. You could be disqualified at a later point if you've lied on your application.
Working with an LGBT friendly agent who is knowledgable about the industry will make going through this process very easy, so you can focus on celebrating your new life event with your family.
You can find out more information about finding a gay friendly agent at our website http://www.lgbtcoverage.com
Don't wait to make sure your family is protected with the coverage they need!