Financially Protect Your Holiday
Financially Protect Your Holiday
Nowadays there's a real threat of a tour operator, airline or hotel going bust. So how can we book our holiday yet protect our hard earned cash that's paid for it? Well, here we look into the ways we can best try and financially protect our money.
1.Credit Card Bookings
If you have a credit card then make sure you use it to book your holiday. A Mastercard, Visa card or similar will protect your cash should the company you have booked your travel through go bust. It may take a while to get your cash back but at least you will get it back. So whether you are booking a complete package holiday, or whether you are booking separate flights, hotel and transfers be sure to book using your credit card. Do be aware however, that most tour operators will charge you a minimal amount, usually around 2.5% of the total cost of your booking, to book using a credit card. However, in my mind it's a small price to pay for financial security.
Please also be aware that regular bank debit cards do not offer anything like the same amount of compensation for purchases made on these cards. Usually a bank card will offer a maximum of a 100 refund. To be totally sure and totally safe, check with your bank first before booking on your bank debit card.
2.Travel Insurance
It is vital that you take out suitable travel insurance the moment you book your travel plans. So many travellers are caught out as they do not book their travel insurance until days before they actually travel. Yet travel insurance isn't just what happens if you fall ill when you are abroad or if you lose your luggage, but also to offer financial security should something happen to your booking before you travel. Policies covering scheduled airline failure, as well as cancellation & curtailment will protect you should your carrier or operator go bust before your travel. Or if you are overseas a decent policy will assist you getting home if you are stranded. Over the internet there are many different policies to choose from, many cheaper polices cut down on the level of financial security offered. Do therefore check very carefully when booking your travel insurance that you are adequately covered.
3.ATOL Protection
If you're booking through a tour operator first make sure they are backed by ATOL be sure to ask the tour operator that your holiday is fully protected under the ATOL scheme. Also, look for the ATOL number on your invoice for further clarification. This way, should the operator go into administration before you travel you will get a full refund on your booking. What's more, if the operator goes into administration whilst you are away you will receive assistance with getting back to the UK by the Civil Aviation Authority.
4.ABTA Travel Agents
Another organisation which can safe guard your money when booking a holiday is ABTA. If you are booking through a Travel Agent be sure to check that they are registered with ABTA. A fully registered ABTA Travel Agent booking will mean your holiday is fully protected by the ABTA scheme should the worst happen. Do not assume this as sometimes operators will make additional charges for this protection.
5.Travel Trust Association
Some independent travel agents and tour operators are members of the Travel Trust Association members of this organisation offer financial assistance.
6.Association of Independent Tour Operators
Again, travel agents and tour operators who are members of this Association offer financial assistance should bookings become void following administration of travel companies. Travel Physical Therapists in a Variety of Clinical Settings Travel Speech Language Pathologists Honeymoon destinations India: Enthralling the honeymooners to the core Himachal tour: Offering unlimited fun, delight and thrill India Tours Great Ways To Savour Her Enormity Enjoy a Holiday of Leisure, Adventure and Luxury A Professional's Ultimate Pointers Pro Passengers Aiming To Try On The Caribbean Tour Taking That Windy City Getaway? Peruse This Advice On Ways To Grab Score Chicago Trip Packages Dreaming Of A Windy City Trip? Read This Information On Ways To Score Nab Chicago Trip Deals Planning That Chicago Excursion? Pay Attention To These Hints On How To Nab Get Windy City Trip Disc Punta Cana, Dominican Republic Elegant Honeymoon Directories Beach Resorts Promos Cuisine And Highli The Finest Honeymooners Travel Options To Undergoing The Entertaining Break At Mexico Places to visit in Australia