When you work from home, especially if you work online, you can become disctracted. In this article I will give you 3 tips to help you stay organized, so you can get things done quickly and efficiently. Read on...Benefits - There are many advantages that come from being organized, especially if you work from home, or work online. In general you'll benefit by; saving time, saving money, saving space, living cleaner, and mainly just getting more...more
Of all the things we dream of when we are up to our necks in the frenzied pace of a career, the one that's most consistently a high priority is the chance to slow down. To stop running around like a chicken on speed trying to get fifty things done at once. Having the time to savor the moment--be it drinking your morning coffee or seeing Alaska for the first time--is nirvana if the pace of your life is typical. The bliss of having total control of...more
The word "solopreneur" is a relatively new term in the English language but as you likely already know, it describes a business owner who works alone. I have found that term to be useful in the collective conscious, but it's really a misnomer. Successful solopreneurs do not work solo. They create a team of people who support them in their business so they can focus on the activities that they love and make them money.However, not hiring assistance is one of the biggest hurdles that my private clients struggle to get over. I completely understand because I fought this tooth and nail for years! I would find myself thinking, "I can do that. I don't want to pay to have someone do that! What a waste of money!"Can you relate?I'll never forget the day those limiting thoughts started to leave me forever. I was lamenting to a neighbor about how much I had to do, how much time it was taking, and how I really just wanted to have more time with my family and get to bed at a normal hour. Unexpectedly, she offered to help me do some research, create a letter, make copies, create mailing labels and stuff some envelopes. While I knew she could handle these simple tasks, I was worried to let go of...more
Gone are the days when the office photocopier was treated with awe, occupied a department of it's own and was the size of a bus! The introduction of microchip technology has greatly reduced the size of photocopier machines and laser technology, combined with improved toner units, now provides excellent quality reproductive imaging. Speeds,...more
Who Pays When Operating Expenses Increase?Expense escalations are relevant when the landlord is paying a base level of expenses and when the tenant is paying expenses. With a typical gross lease, the landlord pays all expenses and the tenant pays expenses in excess of a base level. (Gross leases are atypical for retail.) The base level is typically...more
The process of applying for a mortgage can be long and complicated, especially if you are a first time buyer, have poor credit, or have special mortgage requirements. Whether you're a first time buyer or a seasoned pro, it's good to refresh yourself on the important steps you should consider when you're shopping for a new mortgage.Step One: Your FinancesRegardless of any other circumstances, the first step in applying for a mortgage (or any other large loan, for that matter) should always be a thorough investigation of your finances, including your credit rating. This is an important first step, even though your lender will eventually want to examine your finances more thoroughly. Having a rough idea of your financial situation, and the amount of money you can afford to borrow, is going to be important when it comes time to choose a mortgage type and speak with potential lenders.To examine your finances, look at your total monthly income, and total monthly debts, to find out how much you can afford in the way of mortgage repayments each month. In addition, check out your credit score. If your credit rating is over 700, good news, you should not have any trouble getting a mortgage....more
A quick explanation of what NCOA stands for is the national change of address directory the USPS keeps on record. Every time you move and update your address with the local facility they update their systems and mail get forwarded to the new address...more
A bad economic climate is not something that you should be depressed with. Yes, your business might not be in the best possible circumstances or your job hunting might be producing less than ideal results. Instead of worrying about it though, you...more
The Strategy Before you SellWhen you finally decide that the time is right to sell a business there is significant work that can be done before you actually can go about showing your business to potential buyers. There is much information that buyers...more
Panama, a small country situated in the Southern most part of the Central America has become one of the hot spots while you are considering real estate business. Proximity to the United States, rich heritage, unchartered landscapes and virgin beaches...more
Even though the mortgage crisis has made things a little bit harder for borrowers, you can still find a lot of lenders when you're looking for a mortgage loan in Denver. The issue nowadays isn't as much about finding a good deal on your rate as much...more
When you're looking at the plethora of financing options available to you when it comes to Denver mortgage loans, the most important factor that you must look out for is the rate, getting the best rate possible is an important part in the financing...more