The two programs planned under Well Fargo loan modification have different eligibility requirements. The program based on the interruption of the foreclosure process and the proposal of a new payment plan excludes from the start those who are facing bankruptcy. The same goes for foreclosed properties that are only one month away from being sold and for loans that were not taken on residential properties.The second loan modification plan proposed...more
The housing market has been affected by the economic crisis, property values falling fast. Millions of people are unable to meet their mortgage payments, have lost their jobs or are suffering a reduction of their income. These circumstances are beyond their control but luckily, Obama's mortgage modification plan has appeared at the right moment.Lenders are equally interested in joining the loan modification program, especially when they found out...more
Startup businesses should consider that a successful business marketing plan has little to do with a gut feeling or a hunch; it is rather based on sound market research. A competitive advantage will be given to any small business that realizes this. This is not however, where entrepreneurs focus there attentions. Even though well done market research is crucial for understanding the competition, most entrepreneur ideas center on entrepreneur business opportunities and creating successful products. If an entrepreneur spends time understanding competition on all levels: product competition, segment competition, demand competition, technology competition and future competition, entrepreneurs would be well equipped to implement competition strategies will be highly effective.Where should one start?The most important decisions a small business needs to take into consideration right off the bat when making a competitive business plan is what needs to be done and then how the business' time, energy and money will be spent doing the tasks that need to be done. Time, energy and money are the only things that any business can spend so proper planning right at the beginning will assure the...more
The internet and make money scams - what a duo! It's true, the internet is an amazingly useful tool. At the same time, the anonymous nature of the internet makes it very easy for less than honest individuals or companies to make misleading claims and draw in unsuspecting victims.Scam - A DefinitionBroad Definition: A scam is a dishonest attempt to...more
The steps below clearly explain how to create a realistic budget; how to consolidate your credit cards; how to reduce the amount of interest that you're paying; and how to make fewer payments.Step one involves creating a realistic monthly budget, with "realistic" being the keyword, because just like a diet, if you can't maintain it, then it's not...more
Navigating the treacherous waters of the Internet to buy promotional products can be daunting, however when done properly, this experience can save considerable time and money. Ten years ago, industry insiders would have never imagined that what has traditionally been a face-to-face, relationship-based sale, could actually be done seamlessly through the Internet. With the fast pace of today's business world, and the scarcity of time and resources, the industry has shifted, and it is now faster and more efficient to buy promotional products right from your desktop. When researching potential vendors, your first question should be: Can I trust this company with my brand image and hard-earned dollars? The Internet is filled with sites that appear legitimate, but upon closer examination there may not be a phone number or general information about the company history and its resources. One easy way to answer the trust question is to make sure the company has a plentiful "About Us" page featured in a prominent area of their website, typically on the home page. A strong "About Us" page should also have current and accurate information about the owners and employees. Typically, family-run...more
Similar to many other forms of etiquette, proper manners when dealing with business cards are common sense at their core. However, these common sense responses surprisingly need to be learned by a good amount of the public. Very few individuals have...more
With the advanced technology available today, there has been enormous development in digital fabric printing services. At cestrian.co.uk, we can transform your favorite photos and pictures into fine prints on fabric. We produce vast fabric banners,...more
Access to the internet has made big changes to the way we buy homes. The ability to locate information online means you can learn about the home buying process, about applying for mortgages, about improving your credit rating, and many other aspects...more
When it comes to applying for a mortgage, good credit is perhaps the best and most effective tool to have at your disposal. In fact, your credit rating is so important that many experts say you should make sure your credit is good before you start...more
When used properly, affiliate, or referral, programs are fabulous:-> for you (the host if you will),-> for your affiliates -- after all, they get to share a great resource AND get paid for it -- and-> for your new client who may not have been exposed...more
In any economic downturn, it can be easy to postpone training programs—or even cut training altogether. Visionary leaders, however, realize that training should not be an expendable line budget item. Great companies realize the value of their...more