With almost every business in the world feeling the crunch of the economic decline, they are constantly on the prowl for a marketing method that can cut costs and improve efficiency. This need is especially strong in call centers across the globe. Local Entrepreneurs are Getting CreativeThey have jumped on the automation bandwagon. By combining an automated sofware with dialer leads lists prospecting could not be easier or more efficient!Wish...more
House Rent Allowance (HRA) is an allowance given by an employer to an employee. The sole purpose of which is to meet the cost of renting a home. Here, we hope to clear the concepts of HRA and how the income tax exemption on HRA is calculated.You can claim HRA if you fulfil the following three conditions:1. HRA allowance should be a part of your salary package.2. You are staying in a rented accommodation and paying rent for it.3. The rent exceeds...more
As Americans we have experienced the full gamut of emotions after hearing TARP I handed 350 billion to big banks, but no money filtered through to small businesses in the form of loans. In fact, the spicket was turned off completely after receipt of the bailout money. But putting down the front page of our local newspaper for a moment, what is it like in the trenches? Are the banks really denying capital to businesses across the nation? And how are they treating them in this crisis. You'll be saddened to hear it is every bit as foreboding as you have heard, or even worse.Mrs. Smith is the classic poster child of female entrepreneurial success. Starting as an everyday real estate agent, over the last 24 years, she has built an amazing corporate edifice consisting of several real estate sales branch offices and now employs 170 people. Her thriving business came as the result of untold hours of toil in which she describes herself as a "serial workaholic". As a result, she is considered one of most productive real estate offices in the state. Over the years, she had a strong relationship with a big bank and took out eight loans and lines of credit. All had been payback and were never...more
You see it splattered everywhere you look; the most innovating "this" and the best "that". "You must join our business. This is revolutionary", some say. Or an even better one is the notion that everyone needs, wants, or already uses the product or service being promoted. How many times has someone tried to sell you on a business? You see so many...more
Under the current economic crisis, it is easy for you to lose your job. There is completely no job security in Today's world. You'll get fired or lay off if your company find your job is duplicated or your technique is out of date or whatsoeverÂ….You have to prepare for the worst, equip yourself with the proper knowledge or even start your...more
You, no doubt, have heard the terms: cleantech, clean tech, clean technology, and greentech.Do you know what cleantech actually means?When I first started studying the green economy, everyone around me seemed to "know" what the term cleantech referred to, but no one I asked could give me a clear definition.These are questions I've wrestled with:- Do cleantech and greentech mean the same thing? (Short Answer: No, not quite.) - Is cleantech the same as green? Or are they different? (Short Answer: Yes and No) - Do they refer to an industry? A sector of the economy? A business model? (There is no short answer to this question.) - Can you find a job in cleantech, even if you aren't highly technical yourself? (Short Answer: Yes)Definition of CleanTechIt's important to point out that even the experts in this field agree that there is no standard definition of cleantech or clean technology. There are, however, a few definitions that are frequently referenced.Clean Edge, a clean-tech research firm, defines cleantech as"A diverse range of products, services, and processes that harness renewable materials and energy sources, dramatically reduce the use of natural resources, and cut or...more
If you fall behind on your mortgage payments, there are several steps that you can take to help prevent foreclosure. First, it's important to understand your mortgage. If you don't understand the type of mortgage you have, you'll be unhappily...more
Selling stock short is still kind of a mysterious strategy to most people, who normally have simply purchased stocks or mutual funds in the past. Yes, this is a paradigm shift for most people, who don't understand how one could sell an investment...more
Before establishing a document shredding plan, it is often times important to analyze what the best option is for your company. There are several destruction choices to consider when determining the type of service to set up, but the focus of this...more
Sometimes it's hard to find the right gift. If you're struggling to get a gift that carries the meaning you want, - don't despair though. There are tried and tested ways to spark someone's imagination and offer them a constant reminder of how much...more
Now is NOT the time to sit around in your business holding on to your wallets and sitting frozen on what to do next. It's time to develop new streams of revenue, find new ways for your current customers to buy more and look at possibly targeting a...more
In real estate, one thing always holds true, closing is the ultimate goal and can result in a nice payday or a miserable experience for the real estate investor. No matter whether you are new or a seasoned investor, it's no secret that keeping the...more