There is no shortage of hype on the Internet. A start up business does not have to look far to find a "Guru" who will offer a miracle solution for the "getting found" dilemma that faces every on line business. Typically, this product or weekend seminar (where many more products can be expected to be pitched) virtually guarantees overnight success. This information is usually at a significant price premium over the same information found in an...more
It's hardly surprising that so many companies are nowadays choosing to have training carried out at off-site training facilities rather than on their own premises. After all, in recent years there's been a steady increase in the amount of high tech conference centres opening up, the likes of which were once strictly the reserve of top end hotels and resorts. However, one would do well to remember that not all of these venues are equal, thus...more
The paperless office has been talked about for a long time, yet never seems to even start to become a reality in almost any sector of business. Look around any office environment and you would be forgiven for thinking that the opposite of the paperless office is evolving, with ever increasing stacks of printed reports and greater need for filing and document storage than ever before. Most companies, and their individual employees, still hold the opinion that copies of documents still need to be retained 'on file' to see and read and a continued mind-set of mistrust of digital storage prevails. This is assisted by many government departments inflicting legal requirements for specific accounting and administrative documents being retained and available for inspection for periods of up to six years beyond their production.All of this document production and storage is occurring in a time when almost everything we generate comes from a digital system, eg. word processing, accounting systems, digital copiers, etc. - and most of these documents are already stored in digital file format on the system that created them originally (Word files, spreadsheets, photographs, accounting systems,...more
According to recent news articles, bankruptcies are at their highest level since October 2005, with an average of 5,945 filings per day during the month of March. Adding to this the fact that 663,000 Americans lost their jobs last month, indications appear to be that this number will only increase during the coming months.While this is a shame, all...more
As a 34-year-old, born-and-bred New Yorker, as I read the details of Barack Obama's stimulus plan, many memories come to mind. A product of the NYC public school system, I have worked hard for my money, and according to government classifications am "rich", as I have made many sacrifices to get to where I am. I've weathered a divorce, failed...more
It is difficult to know where to put your money these days to get the best returns, especially with the way the economy has suffered over recent months, pushing the Bank of England to make a string of cuts to its Base rate which have in turn been passed on to savers rates.With the Base rate now down to the lowest level ever recorded, rates on normal savings accounts have been slashed, which has limited our saving options.The two obvious choices in today's savings market are Fixed Term Bonds, and Individual Savings Accounts (ISA). Although both types of savings accounts have their similarities, there are several advantages and disadvantages to each and it is this topic of discussion that this article will be focusing on.Fixed Term BondsFixed Term Bonds provide a rate that is fixed throughout the duration of the bond, giving savers a predictable income with no surprises. Once you have chosen a fixed term account, you are able to calculate exactly how much interest you will earn, minus the tax, to give you your end balance.Most Fixed Term Bonds offer very high deposit limits, generally between £500,000 to £2 million, but some, such as ICICI, will let you invest as much as you like....more
Author: Gil TomsonBad credit history can be upsetting for you when you apply for personal loan but no need to lose heart and keep searching lenders or loan lending institutes. Yes, its true if you try hard you can find a lender providing you with...more
As all of us are very aware, we are in one of the most difficult eras for business since the Great Depression in the 1930's. Unemployment is rising at an incredible rate, and businesses everywhere are going bankrupt daily. When we end up in...more
Author: taamivWhen talking about loans, credit reference is also often talked about. Along with this is the credit reference agency. A credit reference company is mainly tasked to provide credit information on persons as requested by companies where...more
Availing loans to cover some short term emergency needs is not that easy as it seems to be. You have to follow some legal procedures, fill up lengthy application form along with other details. This at times consumes a lot of time and delays the...more
Virtual Assistance can bring the best in administrative, personal and technical support to business owners and even to simple living individuals who at certain time is caught busy as a cat on a hot tin roof. Virtual assistants provide varied services...more
Loans for bad credit are now a possibility, as its main objective is to assist applicants retains the financial freedom. The loans are easy to acquire and are offered with flexible terms and conditions. With the assistance of these loans, the...more