An economic downturn is a phase of the business cycle in which the economy as a whole is in decline.This phase basically marks the end of the period of growth in the business cycle. Economic downturns are characterized by decreased levels of consumer purchases (especially of durable goods) and, subsequently, reduced levels of production by businesses. While economic downturns are admittedly difficult, and are formidable obstacles to small...more
Due to an increase in reputable online payday loan providers, payday loans are now more convenient, safe, and easily accessible to many potential borrowers. Through increased security measures and simple application procedures, more people with short-term financial needs can now apply for a payday loan without leaving home. After application and approval process are complete, the online payday lender deposits funds directly into the applicant's...more
Payday loans have some of the highest annual percentage rates, or APRs, in the short-term loan market—some at 300% or more. Some consumers are concerned about these high rates, and often those in opposition to the payday loan industry use these numbers when explaining their anti-payday loan position. The difficulty with using high APR as a negative argument is, that when looked at in context, it's clear that it is not an accurate statement of a payday loan's applicable fees. An APR is the yearly cost incurred for borrowing money or being issued a line of credit, expressed as a percentage. APR can vary widely depending on the amount borrowed, the duration of the loan terms, the monthly interest rate and other fees that may or may not be included in the calculation.In the case of a long-term loan such as an automotive loan, expressing the loan repayment in terms of APR is very useful. Without taking into account closing costs or other fees, a 10% APR lets the borrower know that he or she will pay a total of $10 of interest on every $100 borrowed every year. The lender can then calculate the monthly interest accrued on the total amount he or she borrowed and paint an accurate picture...more
In an effort to make online payday loans more convenient for potential borrowers, many online payday lenders now offer a faxless application process. Over the course of the past few decades, many traditional banks have tightened the requirements for successfully qualifying for small, personal loans. Because relatively small loans and lines of...more
My name is Dianne Ronnow and I am an Online Marketing Consultant specializing in helping Network Marketers succeed in their business online.My goal is to show any network marketer, marketing any network marketing company, how to virtually ensure your success and allow you to climb to the top of whatever company or business you are marketing.This is...more
This is Dianne again, and I'm an Online Marketing Consultant specializing in helping Network Marketers succeed in exploding their network marketing business online.This is the third part of a short 5 article mini-series that explains the top 5 internet marketing strategies that will allow you and any other serious network marketer to climb to the top of your business and join the ranks of the top earners across the industry.In a recap of the last three articles, I discussed Residual Income & Solving Cash Flow Problems, the importance of Lead Generation & Listbuilding, and Affiliate Marketing. This fourth article is about Social Networking, Web Marketing 2.0 & Viral MarketingI'll start with viral marketing. What is viral marketing? It is marketing that spreads like a virus. Before the Internet, viral marketing was Word of Mouth Advertising. Today viral marketing uses the internet, and it's a whole new world.Some examples of good viral marketing are:The Blendtec's "Will it Blend?" video series. If you haven't seen them yet, check them out on Youtube. They show scientists testing if various household items to find out if it'll blend in their super-powerful blender. Blendtec has...more
Author: Andrew blakeManaging brand is the same as bringing the reputation. Easy to grow by gaining faith and loyalty of followers, until it is fixed. Identification mark and reliability in marketing communication will build trust leading to increased...more
I'm an Online Marketing Consultant specializing in helping Network Marketers succeed in their business online. My goal is to show any network marketer, marketing any network marketing company, how to virtually ensure your success and allow you to...more
I am an Online Marketing Consultant who specializes in helping any network marketer, marketing any network marketing company, to succeed and allow them to climb to the top of whatever company or business they are marketing.I've put together for you a...more
I am an Online Marketing Consultant who specializes in helping any network marketer, marketing any network marketing company, to succeed and allow them to climb to the top of whatever company or business they are marketing.I've put together for you a...more
If you're building a business, you know that strategy replaces tactics in the majority of your planning or contingency plans. Not only it's of utmost important to create strategic plans to build a solid business that provides dividends for many years...more
There are multiple ways to outsource on the internet as you may already know. Whether it's administrative full time or part-time work, it can be done and hired in a matter of minutes by knowing where to point and click within the range of your mouse....more