A monetary crisis can strike you any point of time, whether it is mid of month or end. For such situation, cash loans no faxing assist you without any obstacle. These loans are designed for all kind of borrower where he is homeowner or not, whether he is good creditor or not. While availing these loans you no need to put any kind of collateral with the lender. You can borrow the loan conveniently. FeaturesToday countless borrowers are opting for...more
Almost everyone who doesn't have enough money has no idea why they don't have it. They might tell you a whole list of reasons why they don't have more money such as: they didn't get the job they wanted, they lost the promotion, they lost the only good job they ever had, they couldn't afford a good education, they had children too early, they got divorced, etc.These are all symptoms of being poor. That's right I said SYMPTOMS not causes.None of...more
Many business owners are hurting during these trying times. You don't have to accept your fate though, or the decline in the economy. Take the necessary steps to boost your income with a leads list that can earn you thousands of extra dollars per month like one area painter whose business was about to go under. You Just Have To Know How To Pick The Right List ProviderHow do you find the best list brokers though, so you know you aren't being cheated? The information below will explain how to choose a reputable company to purchase a targeted list from. Personally I find the golden rule holds true in every industry. Look for a provider that is more interested in teaching and informing you than selling you on a product and you have found the right provider!Only By Targeted or Custom Made ListsIf the company you are looking into can't provide you with a targeted or custom made list, then they should not be getting your business. A lead producing company with only a static one size fits all list is simply circulating the same information to every Tom, Dick, or Harry that comes along. This will not provide you with results, and will simply cost you more in the long run. The best list...more
If you primarily sell your goods or services to other companies and businesses, then you are always looking for a new way to network. Now it is easier than ever to get word out to a specific set of companies with industry lists. You are able to target a specific industry with these lists, and send them promotional information in a way that is cost...more
With almost every business in the world feeling the crunch of the economic decline, they are constantly on the prowl for a marketing method that can cut costs and improve efficiency. This need is especially strong in call centers across the globe. Local Entrepreneurs are Getting CreativeThey have jumped on the automation bandwagon. By combining an...more
House Rent Allowance (HRA) is an allowance given by an employer to an employee. The sole purpose of which is to meet the cost of renting a home. Here, we hope to clear the concepts of HRA and how the income tax exemption on HRA is calculated.You can claim HRA if you fulfil the following three conditions:1. HRA allowance should be a part of your salary package.2. You are staying in a rented accommodation and paying rent for it.3. The rent exceeds 10 per cent of your salary (basic + DA).Tax treatment of HRA is a bit complicated and there are three figures that need to be computed:* Actual HRA received* Amount by which rent paid exceeds 1/10th of salary (basic + DA)* 50% of the salary (basic + DA) if located in Metros like Mumbai, Delhi, Kolkata or Chennai and 40% of salary if located elsewhere.The lowest of the above three amounts is allowed as a deduction from the HRA received and the rest is considered taxable. Let's try and understand this through the following example:Ram lived in Mumbai and paid a rent of Rs 10,000 p.m. His basic salary was Rs 25,000 and daily allowance Rs 3,000 p.m. He received an HRA from his employer of Rs 8,000 p.m. The 3 figures that need to compute his HRA...more
As Americans we have experienced the full gamut of emotions after hearing TARP I handed 350 billion to big banks, but no money filtered through to small businesses in the form of loans. In fact, the spicket was turned off completely after receipt of...more
You see it splattered everywhere you look; the most innovating "this" and the best "that". "You must join our business. This is revolutionary", some say. Or an even better one is the notion that everyone needs, wants, or already uses the product or...more
Under the current economic crisis, it is easy for you to lose your job. There is completely no job security in Today's world. You'll get fired or lay off if your company find your job is duplicated or your technique is out of date or whatsoeverÂ….You...more
You, no doubt, have heard the terms: cleantech, clean tech, clean technology, and greentech.Do you know what cleantech actually means?When I first started studying the green economy, everyone around me seemed to "know" what the term cleantech...more
If you fall behind on your mortgage payments, there are several steps that you can take to help prevent foreclosure. First, it's important to understand your mortgage. If you don't understand the type of mortgage you have, you'll be unhappily...more
Selling stock short is still kind of a mysterious strategy to most people, who normally have simply purchased stocks or mutual funds in the past. Yes, this is a paradigm shift for most people, who don't understand how one could sell an investment...more