Consultants, coaches, and other service professionals often start a business believing that all they need to do is charge a "reasonable" fee and sell "enough" of their time. Consultants hope to get an edge by claiming to be the fastest, best, or most experienced.Tired superlatives in proposal include: Most, Superior, Best, Maximum, Optimal, Minimum, Fastest, Unsurpassed, Shortest, Unrivaled, Easiest, Highest, Least, Unique, clients routinely...more
You have written your resume. To your untrained eye, it looks pretty good to you. So you are ready to send it out. Unfortunately, a successful resume isn't dependent on whether or not you like it, but on the opinion of hiring managers. As a result, you have to look at your resume from an employer's perspective.Let's take a look at the common subheadings of a resume and explore what employers like to see. Based on the information provided,...more
You may be in Mail Order, Direct Mail, E-Mail/E-Zine Marketing, or you may be a local merchant with 150 employees; whatever the case-you've got to know how to keep your business alive during economic recessions.Long before the cash flow in a business, large or small, starts to tighten up, the money management of that business has to be run as a "tight ship." Some of the things you can and should do include protecting yourself from expenditures made on sudden impulse.We've all bought merchandise or services we really didn't need simply because we were in the mood, or perhaps in response to the flam-boyancy of the advertising or the persuasiveness of the salesperson.Then we sort of "wake up" a couple of days later and find that we've committed hundreds of dollars of business funds for something that's not essential to the success of our own business, when really pressing items had been eagerly waiting for those dollars.If you are incorporated, you can eliminate these "impulse purchases" by including in your by-laws a clause that states: "All purchasing decisions over (a certain amount) are contingent upon approval by the board of directors."This will force you to consider any...more
Mis-selling of loan protection has occurred in the past and one of the biggest factors that contributed to this is poor information given when the policy was sold. The main culprits have been high street lenders that have poor selling techniques, with little or no training when it comes to selling. While the high street lender can give a good deal...more
Author: Mike Honiya It is so evident that in the Foreign Market arena, the use of trading tools such as the Forex Robot software has become so admired by many traders all over the world. They were benefitted not only by earning considerable sums of money, it also made the trading of currency pairs easier to execute. Click to Get Best Forex...more
Mortgage payment cover is still facing many problems and faith badly needs restoring. Mortgage protection is one of a family of protection policies that can be taken out to safeguard against you becoming out of work. If you are incapacitated to the point where you cannot attend work after suffering from an accident or an illness, or if you should become unemployed such as through redundancy, a policy could help.Taking out a protection policy could provide a much needed income that would allow you to continue meeting the commitments of your mortgage. The majority of polices begin to provide benefit after you have been unable to work for between 30 to 90 days. Once the policy holder has started receiving a tax-free income, they then continue to do so for between 12 to 24 months if needed. Mortgage insurance can give security and allow the individual to recover with the knowledge that the roof over their head is safe. This can help to speed up recovery or give peace of mind while looking for a new job. However, you do have to be aware that cover is not suitable for the circumstances of all individuals. Exclusions that are usually included in a policy include being retired,...more
A payment protection policy is taken out by those who have credit repayments to make each month and who wish to protect those repayments. A policy can be taken out to cover against being unable to work if you should have an accident or get ill, or...more
Mortgage payment protection cover can be a valuable product to have in your corner if you should find yourself incapable of working. Losing your income through accident, illness or unemployment could leave you struggling when it comes to the...more
When it comes to buying mortgage protection cover it can still be hard to understand the exact nature of the cover, depending on where you buy your policy. Despite guidelines being set out by the Financial Services Authority many providers are still...more
Individuals who rely on State support if they lose their income could be at risk of losing the roof over their heads. While some help towards the interest part of the mortgage can be available, you do have to qualify and having more than £8,000 in...more
When taken out correctly mortgage cover can be a real lifeline if the worst happens and you find yourself unable to work. However, if taken out without considering the terms and conditions and in particular the exclusions, then a policy could be...more
Not understanding loan payment protection is the number one fault associated with mis-selling. Providing cover is suitable then taking out a policy to cover your loan repayments can save you from getting into debt and give you peace of mind and the...more