If your business is absolutely dependent on the calls you receive every day, you should smarten up and ask your telephone company for their call statistics or call reports system. Not all companies have them, but you'll be pleased to find out if your telephone company can actually offer a call statistics package that you can use to track the calls you receive and analyse them to improve your business.What is a call statistics package? It is a...more
Free telephone numbers are sold by many telecom companies on the internet. These telecom companies make profit from selling customisable cost free numbers to the business agencies that require cost free lines or lines with incredible call rates for their customers. These numbers help to serve the customers of the company better. Some of the telecom companies on the internet offer outstanding good deals on 0800 numbers that will help the companies...more
Sometimes for small businesses getting the equipment they need to close an important deal, requires a quick financial solution in order to avoid competition from stealing the client. If you need to get a leasing equipment contract closed in a speedy manner you should follow the following advice. Prepare Paperwork In AdvanceThink ahead and gather all the necessary paperwork that you would otherwise start looking for and writing down when the leasing company requests it. There are no mysteries about the required documentation. You will need to provide an actualized business plan, detailed information on what your equipment needs are and what the equipment will be used for, the market your company works in, the competition and your differences with them. You need also to include your credit history and commercial references, contact information for satisfied clients, providers and financial institutions that have helped you in the past. Review Your Credit PositionAsk your accountant if necessary or whoever is in charge of the financial side of your business, for a report on your credit situation. The report should include, bank accounts, loans, lines of credit, assets, current...more
When you contact a bank or financial institution in order to request a business loan, showing you are prepared and have gathered all the necessary documentation needed will earn you a good first impression that may turn the scale to your side when approval or denial are at stake. Be Tidy, Organized And ClearAll the documentation that is prepared by...more
When your credit score is far from good you may find it difficult to get approved for a car loan. Even though car loans are secured loans, people with extremely bad credit (especially those with past bankruptcies) can get declined. If the applicant can provide a co-signer, the lender will also take into consideration the co-signer's credit score...more
After you have graduated from school or terminated your studies, it is time to sit down, grab your calculator and start summing up your education costs. The process to begin repayment can be extensive, but if you organize yourself and get professional guidance, the road to repayment can be a smooth ride. Avoid the bumps that come along with late payments because they could ruin your record. When Does Repayment Begin?Ok so you are out of school. No more 2 ton backpacks, deadline term papers, Albert Einstein equations or all night study groups. Your 4 year education race has come to its end and now it is time to return the favor to those who helped you financially along the grades. Now it is time to visit your financial counselor and make payment arrangements to fulfill all your repayments. If you were an accounting major, this is where the real deal begins. Once you have framed your college diploma and hung your cap and gown, your loan consultant will advice you as to when you can begin paying back your loan. Some loans like FFEL Loans or Direct Stafford Loans will begin accepting payments after the 6-9 month grace period has ended which is after graduation or in some circumstances...more
The opportunity to go to college is a possibility to some and almost a state of hopelessness for others. However, there is a chance to consolidate your loans. When you consolidate you bring your loans together under one monthly payment to ease your...more
When it comes to businesses, the lack of finance can render all the employees and businessmen's efforts useless. Moreover, having a source of finance is not enough unless the money can be obtained fast and without hassles in order to cover for...more
If you are tired of being in debt and having to ask for money to family members, friends and financial institutions, if you want to become debt-free and achieve financial independence follow this advice and you will soon be enjoying the freedom and...more
Having savings makes things a lot easier. If you have unexpected expenses or you want to make an important purchase it is always better to have some money set aside for such events in order to avoid getting deep into debt without a good reason....more
Mortgage refinancing is a financial solution for homeowners that due to market conditions or a bad credit were forced to request and were approved for a home loan with a high interest rate and other non beneficial loan terms. Once market conditions...more
When someone reaches graduation usually wants to get rid of student debt as fast as possible in order to move on to another stage of his financial life. However, this is not always an easy task. Student debt accumulates and prevents graduated...more