Prehistoric Man Didn't Need Insurance But We Sure Do

Prehistoric Man Didn't Need Insurance But We Sure Do

The people of prehistoric times were hunter gathers and did not need insurance. They were nomadic and traveled in small groups often consisting of close family members. The only time that they might have stayed in one place for any length of time was if it was a source of fresh water and edible foodstuffs like roots and berries. It was only when people began to settle permanently and farm the land that the need for insurance began to emerge.

Today we humans cannot do without insurance, what will all the possessions we have that assist us to successfully live our lives. Cars are an absolute necessity in order to get around as is a housing to protect us from the elements and to contain all our possessions. The growth of the human population has resulted in high density living, although I hear there are fewer car accidents in Alaska because there are fewer people per square metre there, and the growth between the haves and the have nots has resulted in the existence of the concept of theft. Because of their nomadic lifestyle, prehistoric people would not have wanted to acquire a lot of possessions as they would have been heavy to carry. A man might have a couple of stone tools that he had fashioned from small rocks but if one of them got lost or stuck in the hide of a runaway mammoth then it was a relatively easy to make another one. Besides, cars to drive in, expensive designer clothing to wear, and homes with swimming pools, tennis courts and jacuzzis to live in had not been invented yet, so there wasn't a need for car, home and contents insurance. It was only after the wheel was invented and animals became domesticated that a man would have allowed his wife to accumulate a bunch of pretty things which he called junk because there was a way to transport them.

There was no need for medical insurance in prehistoric times either, as people were not afflicted by the kinds of diseases that affect us today. Prehistoric man was confronted by an altogether different set of dangers like predators and often died from injuries that are easily treatable today. Because people did not live very long in prehistoric times, life insurance was not a necessity either. The first surgeons were also barbers, as a matter of fact, and it was only when the profession branched off from barbering and specialized procedures were developed that there was a need for medical insurance and hospital plans.

Of course, there was no money in prehistoric times with which to purchase insurance anyway, as it was only with the advent of trade and industry that the need for insurance products arose and a service industry dedicated to selling insurance grew out of it. Life has changed so much since prehistoric times that, ironically, the needs of modern man are the exact opposite of those of prehistoric man and have necessitated a variety of different types of insurance cover for which early man had no need.

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