One thing that is about dealing with a bad IRS problem that it is frightening. The IRS has this unique way to make himself small, especially if they feel you owe back taxes. Each government organization can deal with anxiety, because there is always the impression that the taxpayers that the government holds all the cards. The IRS feeds this misconception, and uses it to their advantage whenever they can. Due back to many of the...more
Getting Out: IRS interest rates are ridiculous. They were first published, not to punish those who comply with the law. Now they are used as a source of income to the IRS. Why else would the interest on tax liabilities are so ridiculously high? If your UST is wiped, the associated interest should be lost as well. But that does not always...more
A Debt Settlement Net Branch is truly the most powerfulway to acquire a large residual income within the debt industry. In essence, debt settlement is the procedure of negotiating with collectors to reduce overall money owed in trade for a lump sum payment. A productive agreement happens when the lender agrees to eliminate a percent of overall account balance. Only unsecured debts not guaranteed by real assets like automobiles or homes can be settled. Unsecured money owed include credit card debts and medical bills - not student loans, auto financing or mortgages. For the borrower, this makes apparent sense, they stay away from the stigma and invasive court-mandated regulations of bankruptcy while still lowering, sometimes by more than half of their financial debt balances. Whereas, for the creditor, they restore confidence that the borrower intends to pay back what he can of the loans and not file individual bankruptcy. So, if your company is currently offering debt settlement services and you aren't fulfilled with your current back end processing company, see how you could alter your company and increase your company's earnings. As a Debt Settlement Net Branch, you...more
Settling your debts in Wisconsin means, negotiating with your creditors to pay a lesser amount than what you owe. Through debt settlement you may be able to save between 40% and 60% of your debt. You may do this yourself or get help from a settlement company. It depends on how persistent you can be and how much you can convince your...more
When it comes to getting out of debt now, each of us needs to understand that there's no magic bullet that works for every person. You definitely are not all by yourself when it comes to your debt struggles.The recession that we find ourselves in has taken much out of not only families like yours but even many businesses that thought...more
One of the biggest violations debt collectors commit during their aggressive debt collections is to lie over the phone. There are many lies that the debt collectors speak over the phone. They do not disclose their names while trying to collect from you. Sometimes they give you a false identities.Under the Fair Debt Collection Practices Act (FDCPA), a debt collector must identify his name and the collection agency he is working for. The FDCPA is a federal act enforced by the Federal Trade Commission (FTC) to protect consumers against illegal and unethical debt collection practices by debt collectors.Third party debt collectors buy debt from original creditors for a very small price and have nothing to lose money wise.The FDCPA has clear guidelines to be followed by third party debt collectors engaged by debt collection agencies. They are: * Calling you at a convenient time * Informing you of his identity * Speaking in proper language * Disclosing debt details * Giving the original creditor's details * Listening to consumers if they have a payment suggestion * Not calling on numbers that have not been mentioned with the original creditorOne of the most frequent...more
Especially in these challenging economic times, it is becoming more and more difficult for businesses to collect on all the debts that are owed them. The first instinct of such businesses is likely to call a debt collector. Sadly, a business is...more
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