Small business government grant money is readily available today. The Obama administration is seeking to give millions of dollars away in grant money. Here are some steps that will hopefully help you in receiving a grant for your small business.1.The Right Business:Choose a business you feel is right for you. Every great project begins with a dream, or an idea that grows and takes shape into something tangible. If you have a dream to begin...more
Georgia Hope scholarship is a merit based higher educational scholarship for the residents of Georgia, who wish to go to college. You will be surprised to see that even the word 'Hope', in the name, stands for Helping Outstanding Pupils Educationally.Georgia Hope scholarship is a source of financial assistance for students who wish to continue their education through college and make a difference in this world. This scholarship not only...more
Quizzes and Calculators - Personal Finance HelpI think it's time to go back to school. Okay, you don't literally need to hop on the school bus, get a new school bag, lug around a few pounds of books/binders and highlighters and hide your lunch money, but I think it is time for us to get some personal finance help. I've created a short quiz for you to zip through to find out how well you understand your finances.1. It's always better to choose the longest amortization period with your mortgage because you will have a lower monthly payment.a: Trueb: False2. There is very little difference on how much interest you pay over the term of your mortgage if you pay monthly or bi-monthly.a. Trueb. False3. Do you know what a dividend is?a. A cash rebate distributed between lendersb. A payment of additional shares of stock to stockholdersc. A monetary bonus to government workersd. A division of an international corporation4. What is the most important financial tool you should use?a. Planning a household budgetb. Using tax preparation softwarec. Always keep your checkbook in balanced. Locating personal finance help from a professional5. What is an Asset?a. A automobile,...more
So why is there such a lack of a savings culture in South Africa? Firstly, it can be attributed to the high administration costs of having a savings account as well as very low savings returns. Those who want to establish a secure savings plan should consider a bank that offers the highest interest rates and the lowest fees. Those two factors are...more
There may come a time in your life when you want to know how to sell your house quickly. There are many reasons why you might need to sell your home. It could be because you have been offered a job in another town or country and need to sell your house before you move or you may have lost your job and can no longer afford to keep up on your house...more
There are several reasons why people would want to buy my house. These are the same number of reasons why houses are put on sale. But one thing is for sure and that is you would want home buyers to give you good cash offer and a fast and easy one at that. Selling your home might not be a welcome thought at first but when you get short on cash, looking for someone to buy my house can be the most practical thing to do rather than putting you and your family on a far worse situation. A quick sale would mean getting over with financial difficulties and bankruptcy instantly and a perfect solution for families who are migrating or transferring to other locations.So how do you start looking for home buyers? Do you have to do it yourself by putting it up for sale in the real estate market? Or get help from real estate agents? Yes, these moves can help prospective clients buy my house, but the question is when will it happen? If you are in dire need of cash, then you should opt for the best alternative that could solve your problem instantly. The real estate industry is forever changing, it has its ups and downs, and putting your home in the hands of agents could mean waiting for eternity...more
Looking to make money online? A lot of people are looking to do the same as well, but not many people know where to start. If you are one of these people looking to create an internet business for the first time, but are wary to put in much money...more
Repossession is perhaps one of the worst things that anyone may face when it comes to owning properties. Not only is it a source of shame to a person, it is also commonly held as a symbol of one's failure to maintain one's...more
For some reasons, you were not able to pay your mortgage loan. It started from a one month delay, and then it turned two months and continued to miss payments until you were not able to cover the mortgage arrears. Before you know it, here comes a...more
You may wonder if it is true that even in times of recession it is possible to sell my house fast and even get a good deal from it. Recession does not always mean that you cannot get the right value for your property. It may be difficult but if you...more
As a college student, you may agree that life is not easy all the time. Aside from the challenges of dealing with peers and professors, passing exams, and keeping up with the daily school activities, financial issues can also add to the pressure. ...more
Many people hope that their working income will give them all they need to make ends meet and achieve their goals. The reality is that for most people, the regular job will never supply enough money to enable you to become financially successful....more