Earn Extra Income Through Personal Finance Techniques There are many advantages to having other sources of income. With the economy as it is these days, you can never really tell how long you could be financially stable. In this article, you will learn about some personal finance tips to help ensure that you could sustain the family's needs even during tough times. Before delving further into tips on your finances, let us...more
Do You Have a Debt Problem? Debt freedom is everyone's dream especially in this modern world. For some reasons, it's just too difficult to become debt-free nowadays. Perhaps it's the lifestyle or perhaps it's the weather. Either way, people just seem to be compelled to spend more and accumulate unpaid debts. In this article, let's go through some techniques on how you can cut your debts down and be eventually free of...more
Transforming Debt into Wealth by John Cummata With the recession and unemployment being on the rise, almost everyone has gotten themselves into debt. It doesn't help that businesses are suffering themselves and trying to get money from people every single way they can. Even banks have figured out ways to stifle people when it comes to credit cards and even overdraft fees. Thankfully, John Cummata has written a book on how you can transform that debt into wealth for your own personal being. In "Transforming Debt Into Wealth", John Cummata talks about how his methods can get you to be debt free within five to seven years. Many people have raved about how his formula worked, that's if you use it right without trying to get a step ahead. It's amazing how it works regardless of how far behind you may be in your payments and mortgages. Although there are tons of testimonials online, some people have noted that they've paid off not one but two car payments and a mortgage just by using his formula step-by-step from the beginning to the end. You have to take into account that things will not change overnight. In fact it does take a few years to get things processed, but it...more
How to Purchase a 50mW green laser pointer The 50mW green laser pointer is an ideal gadget to use when doing your presentations especially for marketers, college lecturers and for anyone who works in data analysis and presentation. This powerful green laser pointer is an option to the red traditional pointers available in the market....more
Debt Collectors are Justified in Harassing People There are some of you out there who believe that debt collectors are justified in harassing people. You think that these people owe the money and it's the only way companies can get paid. To you, collection agency harassment is not personal because it's only business. Well I can tell...more
Does a Chapter 13 Wipe Out IRS Tax Debt? Bankruptcy is a powerful tool for people who owe money in America, but it cannot eliminate all debts. The idea that it can simply wipe the financial slate clean is a canard. As a general rule, bankruptcy protection can help people get rid of credit debt and other unsecured debts. However, it will not help them settle student loans, child support payments, and most tax debt. In this article we will focus on tax debts, since they are the most common. Over twenty million Americans owe more than two hundred billion dollars in back taxes, according to the IRS. Some taxpayers who are in arrears choose to file for bankruptcy protection. Reducing or eliminating tax debt in bankruptcy isn't easy, but it is possible. The two most common types of bankruptcy protection for individuals are Chapter 7 and Chapter 13. Of the 1.6 million Americans who filed for bankruptcy in 2010, most of them filed for Chapter 7. This type of protection gives the debtor the opportunity to eliminate most of his debts, including some tax debt. But the applicant must meet some very rigid requirements even to qualify. He may also lose his assets. Chapter 13, on...more
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