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Filing Chapter 13 to Pay Off Your Debt Bankruptcy lawyer Michael Sandler has successfully represented hundreds of clients in his legal career. His practice, The Law Offices of Michael J. O. Sandler PLLC, is located in Fairfax, serving all of northern Virginia. Sandler knows what to do if you are facing bankruptcy, and his practice is small enough to enable him to individually help every client. Most people file Chapter 13 because they make too much money to qualify for Chapter 7, or because they need to use Chapter 13 to get caught up on secured debt such as a mortgage and therefore avoid foreclosure. Or perhaps they have a lot of assets that would be lost in a Chapter 7, such as vehicles, properties with equity, or other high-worth items. As a bankruptcy attorney, I will first analyze my client's debt to determine if Chapter 13 is right for him. Then, I'll make a payment plan the client can stick to, ensure all property exemptions are in place, and help him file his bankruptcy paperwork on time. Your Chapter 13 PaymentsNot all of your debt will need to be paid off in a Chapter 13 case. If you're filing Chapter 13 because of a mortgage or vehicle arrearage,...more
Consulting an Attorney about Your Debt Earlier When it comes to mounting debts, early intervention makes for a better overall solution. For this reason, Ron Nevin, an attorney of the Law Office of Ron Nevin in Nashville, Tennessee, recommends you consult with an attorney as soon as you realize that your debt is becoming a problem....more
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