Many companies have sprung up to take advantage of the explosion in consumer debt and the inevitable problems that follow. Many of these companies are reputable organizations that will genuinely try and help but unfortunately some are simply scams that will cost you money and sometimes make the situation worse. A simple rule is to only get debt advice free, and refuse to work with any company that tries to charge you upfront...more
Is it a situation where you are jacked with multiple debts and are struggling to get rid of it? If yes, then you should apply for Payday advance today. These loans are specially designed to help you out from all the debts without putting any kind of stress on you. You just need to hit some keys on your computer and the money will be in your account. Payday advance today are issued against your payday. So if you are employed and are earning at...more
If you have found yourself with a debt issue that you want to get resolved as quickly and as painlessly as possible and are seeking debt advice, then you will want to know that the debt advisor you are talking with is an impartial debt advisor. Why? Because only if the debt advice that you are receiving is free debt advice, independent of any commercial bias or influence, can you be assured that it is the best debt advice available. In a situation where you have found yourself owing money that you are having difficulty repaying, it is vital that in order to manage the debt properly it is your best interests that are being reflected in the debt management decision making, and not anybody else's best interests.First things first though the question of whether to pay for debt advice. If anyone does try to charge you for debt advice just politely turn your back and walk away. They're wasting your time. Don't let them try to waste your money too, especially if you haven't got any to waste. No credible debt management agency worth its salt will charge you for advice.Then again just because the best advice is free advice don't be fooled into thinking that all free debt advice it really...more
In the earlier days, users of prescription glasses used to have only fully rimmed frames to put on. Though these fully rimmed prescription glasses can offer the lenses protection, the weight of the pair goes against them and is a serious disadvantage if you are planning to the wear your pair for long hours daily. This problem can be easily resolved...more
National Debt Relief ProgramChristian Debt AssistanceChristian debt assistance is available today and helping many individuals and families who are struggling with debt today in America. These programs offer debt assistance to people of all faiths, yet they operate with a Christian perspective on debt. These programs fulfill a great...more
Good afternoon,On Monday morning we purchased WBC shares for the managed accounts portfolio at a touch under $22.19 (trading $22.87 as we type)CBA recently reported a very strong FY result and based on our own research we believe that fundamentally WBC is in a similar position. Consider the following statistics from Southern Cross Equities' in-house research:- WBC's overall LVR (Loan to Value Ratio) on their mortgage book is below 50%- Since the GFC they have repossessed a total over 294 homes across the whole of Australia.- 70% of borrowers are ahead on their mortgage payments!As was flagged last week, NAB's result left us, and the broader market, underwhelmed. At these prices, WBC has a much more compelling investment case both technically and fundamentally. This purchase brings the portfolio to just over 50% invested of which most of this is protected through index put options.Regarding some of our other positions:LLC released a solid FY result which we hope will be the catalyst for a move upward from current levels. Price wise, however, the stock has not performed to expectations and we are seeking an exit when an opportunity presents.WPL announced large scale exploration...more
Leaving debt in your past is somewhat hard to do. Many Americans that have possessed bad debt in the past cannot get out of it as soon as they had hoped for, and this eventually gives way to lack of drive, and hopelessness. It affects all aspects of...more
A true cappuccino lover won't be satisfied just to purchase ground espresso from the marketplace. Storing terrain caffeine beans for a long time will cause them to oxidize, and thus, decreasing the aroma and flavor. Freshly ground coffee beans are...more
FTC‘s Regulation for Debt Settlement Companies: What's next for Debt Settlement Companies?FTC's new debt settlement rules take effect Oct. 27, 2010, and cover telemarketing by for-profit debt settlement services, credit counseling...more
If you have embarked your debt elimination program you should be congratulated. Regardless of whether you have chosen debt settlement, debt consolidation or a pay down plan, its is an significant first step towards being debt free. It is only the...more
On hearing the word free, many people immediately close their ears to what comes next and jump on the offer made. When you are searching for a way to get out of a lot of debt, it pays to avoid your old habits and look deeper into a...more
(Note: this is not to be considered legal advice, and it is dealing with the hypothetical "average" elderly and/or disabled person. Each case is unique and to determine the legal ramifications of your individual scenario you should...more