Remember that it's not shameful to get behind in paying your bills, but that debt collection agencies will try to leverage your discomfort to their advantage. Refuse to let them badger you into a payment plan that's not in your best interest, and don't let them get away with breaking the law.Shame, Judgment, and Debt Collection By: Sergei Lemberg About the Author Sergei Lemberg, Esq. is the Principal of Lemberg & Associates,...more
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We were reading with interest an article printed in the Criterion Column of the Australian newspaper on February 11 about Quickstep, our long term investment (QHL).They identify the company as having excellent long term growth potential and rate it as a buy. Interestingly, they also mention that the recent share price weakness can be attributed to selling from a United Arab Emirates shareholder (the one who took up a convertible note at 20c per share) who seems to have gotten themselves into some financial strife. Originally, their intention was to remain a long term shareholder however it seems that circumstances have changed."The feeling is that the investor has - or has almost - completed the selldown." Writes Tim Boreham of The Australian. The point is that once this selling is completed we should see another strong jump in the share price.We also took the decision on Friday afternoon to purchase shares in Woolworths Limited at around $25.56 per share for 15% of the portfolio. This purchase takes us to 50% invested, which we would like to remain for the time being unless the market falls any further.Our rationale for this purchase was two fold. First, with the market having...more
Debt Elimination- The Best Way to Come Out of the Debt By: meena jha About the Author The Writer is research analyst with Financial Solutions, which is an organization that helps overextended consumers with manageable debt settlement plan. For more information click the link www.uscaonline.comdebt settlement ...more
Many people often wonder what the best way to get out of debt is. For some it is using credit counseling, whereas for others it a debt settlement program. These are by far the two most common (and popular) methods of debt relief, and while both methods can work extremely well, they are both best suited to people in different sets of circumstances.A...more
There are numerous benefits in availing a debt management plan. First and foremost, your financial situation will be analyzed in an overall aspect. The debt management company will evaluate all of your financial obligations. Your total bills per month, including the interest that comes with each obligation will be taken into account. Your total debts, loans and mortgages will be combined into one single figure. All of the minimum payment requirement for each debt or obligation will also be noted. Second is the debt management company handling your debts and loans will negotiate independently in order to lower down your interest rates. The company will offer plans and restructuring phases to your creditors in order to cut your interest rates by more than fifty percent.Thirdly, the debt management institution helping you in your debt problems will negotiate a repayment scheme or plan with your creditors. Your capability of payment together with your affordability on a weekly or monthly basis will be taken into consideration. Your outstanding balance will be lessened in a period of 3 up to 5 years depending on your capacity to pay. Debt and loan payments will therefore not become a...more
If you have debt how should you handle it? This is a question being asked by many people, but unfortunately many people do not know how to answer this question and it holds them back. Often people don't know exactly what to do. So, they just don't do...more
Suppose if you have $14.000 in credit card debt means that you need to pay a maximum of $7,000. The rest will be handled by the debt settlement company, thereby making it the best option to eliminate debts.Debt Settlement - The Best Way to Come Out...more
So, the best way to stay out of such a pile of debt is to make timely payment of your bills.Unsecured Debt Elimination- How Debt Settlement Program Can help By: meena jha About the Author The Writer is research analyst with...more
Personal finance is something many people do not take very seriously. That is why so many people are fighting with debt problems. Personal finance is about keeping a balanced debt to income ratio and ensuring that expenses never exceed income. ...more
Debts on the taxes can be highly complicating to deal with, which is why it is important for you to know about the various ways to reduce or if possible remove the burden of depth completely. The IRS debt assistance is available for free as well as...more
The different types of dealings used in the IRS debtIn any case, you should not be waiting for the effigy to die out on the amount that is outstanding as it may not even stay for another 10 years. There are occasions, where the effigies are extended...more