If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector."You should know that in either situation, the Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collection. Of course, the law does not erase any legitimate debt you owe.This article answers commonly asked questions about your rights under the Fair...more
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A household may have a mortgage, a car loan, a personal loan and credit cards. Multiple credit cards with varying credits are not uncommon in a single household. Differing amounts at various times of the month fall due for the repayment of these. A debt consolidation loans makes possible one single monthly repayment to replace the multiple amounts...more
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While depending on each buyer's needs, budget and lifestyle, there can be real advantages to buying a completed home or even a condo in an established beachfront community, for some buyers a good, but cheap Mexico beachfront lot is the better choice....more
If you are one of those unfortunates who are too far in debt to take these steps themselves, you may need to apply to a reliable credit counsellor who will help you to consolidate your debt and give you good advice on how to extricate yourself. A...more
For everyday purchases it is better to use cash and do not take any debt. Although it is accepted for long term purchases like auto and home. Try to save more from your earnings or try spending less. It simply means enjoy less say 40% and save more...more
Collection agencies are hired for debt collections. Debt collection agency provides services for bad debt recovery which include debt collectors and credit consultants. Collection agencies work on your bad debt recovery with minimum hassle to you....more