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Maintaining control over your personal finance is very important in ensuring that you have money during an emergency or for an important purchase. By taking a few simple steps, you can budget your money. Read this article for tips on how to manage your personal finances to your benefit.Set a goal of paying yourself first, ideally at least 10% of your take home pay. Saving for the future is smart for many reasons. It provides you with both an...more
Over a fifth (21%) of residents in the UK are not only in debt, but are lying to their partner about how much they owe. A new report from the Post Office revealed almost a third (31%) of people also admitted to hiding the extent of their debt from other family members.Disturbing figures also suggested that one in eight of those that don't come clean about their debts end up turning to alcohol as a way to cope with the secret.The average resident in the UK owes 9,731.51, through a number of borrowing channels such as credit cards and personal loans. However, studies have found that on average, people only admit to half of the true amount owed when talking to a partner or family member.The report also highlighted the serious emotional and physical consequences that may arise from keeping such a secret, such as sleepless nights, anxiety, alcohol abuse and problems at work:Donna Dawson, a psychologist specialising in personality, behaviour and relationships, said: "Hiding the extent of debt from a partner or family member may give us a false illusion of control or independence, but the reality is that our mental and physical health suffers - and once uncovered, the health of our loved...more
Let's face reality. Today's current economic situation is not very good. Times are tough for people all over, and, for a great many people, money is particularly tight right now. This article contains several tips that are designed to help you improve your personal financial situation. If you want to learn to make your money work for you, keep...more
Author: Andy MauleLooking to make a World of Warcraft gold purchase? No problem. You can get gold online and start mastering World of Warcraft, but you have to make sure you either find a great guide or a good vendor. Many people decide to go with a vendor, which can seem like a great idea. However, there are plenty of reasons to not use a vendor...more
Smart personal finance is all about making the most of what you earn and setting yourself up for a comfortable future. To do these things, it is critical to gain a comprehensive education about how and when to make certain financial moves, and how you should react in stormy times of crisis and budgetary strain. Put the ideas in this piece to work and you will have a truly beneficial head start.If you are looking to purchase a new car, go for one that is fuel efficient. Not only are they better for the environment, but fuel efficient cars will save you tons of money on gas. Just be aware that many cars that were not made in recent years are not fuel efficient.Shopping around when making a big purchase is the best way to guarantee that you are getting the most for your money. It is always a good idea to look at several retailers and brands when considering a purchase. You may even want to wait on a big sale to make a purchase to save yourself sometimes hundreds of dollars!If you find that all of your bills are due at roughly the same time of the month, contact your various providers and see what options are available for you to change your monthly due dates. This avoids spreading...more
You will simply succeed for cheap secured debt consolidation loan. Do you have bad credit record in life? Debt consolidation loan secured can assist you out. A secured debt consolidation loan cheap helps you to combine all bad debts jointly into one...more
Many people think that changing your finances requires extreme effort. This is only true, if you're not really sure what you're doing. If you learn the basics of financial management and how to apply them to your situation, you should easily be able...more
Whether you own your own practice or thinking to start a new, medical equipment finance becomes necessary. A lot of sophistication came into medical equipment. Updation of the equipments is necessary. Most of the people are not able to keep pace with...more
You have heard many other people give their input regarding personal finance, but it is time that you learn about it and become an expert on your own. While this may require an extra commitment, you will get back what you put into it. This article...more
You don't have to have a college degree in finance to control your own. With a little planning and discipline, you can live on what you make while putting some aside to grow your net worth.Replace all of your old light bulbs with new, efficient CFL...more
Money management has an effect on almost every part of your life. If you take charge of your finances you will have a good handle on your money situation. Incorporate these tips into your financial plan and you'll be on your way.You can save quite a...more