Heavy Goods Vehicles or HGVs as they are commonly known are an important part of many businesses logistical operations and are often key to their success in transporting goods from one area of the country to another. Due to their popularity HGVs have become the main form of transportation for valuable goods and products which business trade and sell within the UK and internationally. A HGV insurance policy is a necessity for their effective...more
Heavy Goods Vehicles are used by a range of different people, businesses and organisations for a variety of purposes. Insuring a lorry can be a daunting task and there are a vast amount of complexities across an array of different policies available and it can be often be difficult to find HGV insurance that suits your specific needs.Whether you need a heavy goods vehicle for business purposes such as freight shipping or personal social use such...more
When on the move there is one thing that everyone needs to ensure that they are safely covered for eventualities and that is insurance. This is no different for when travelling in your car, going on holiday travels, or ensuring that you can replace your mobile phone if it is lost or stolen. The same applies when you wish drive a lorry or any sort of heavy goods vehicle, insurance should always be invested in if you wish to use the HGV legally and safely.However when many look to utilise the endless of advantages a heavy goods vehicle can bring they are put of by the array and cost of HGV insurance policies. Many drivers or entrepreneurs struggle to understand the reason for why insurance quotes for lorries may be so high and there are a number of factors that need to be taken into consideration.The assigned lorry driver: An experienced lorry driver who is correctly qualified to drive a heavy goods vehicle and has a clean or exemplarily insurance record may receive a much cheaper quote than that of a driver who is inexperienced or has not built up a no claims record. Wanting to use multiple drivers for the heavy goods vehicle will also influence the potential cost of the policy....more
Many businesses that transport freight or utilise logistical operations require HGV insurance to operate lawfully. Although you are required by law to have HGV insurance to operate lorries and other heavy goods vehicles, you can choose either a third party policy, a third party fire and theft or a comprehensive one.A third party policy is generally...more
As a business if you choose to utilise a heavy goods vehicle for logistical operations it is imperative that you are correctly covered for any liabilities. It does not matter what type of truck, lorry or heavy goods vehicle you operate, if you use a HGV for business use you are required by law to have some form of HGV insurance.The majority of...more
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