There are a number of options available when selecting your minibus insurance policy that will affect both the insurance premiums you will have to pay and the amount of liability cover you will receive. The cheapest option is a simple third party minibus insurance policy. Whilst this type of policy can be very tempting due to the cheaper premiums it offers there are a number of risks that should be considered. Whilst any third party drivers...more
Suitable insurance is mandatory in the UK with all drivers requiring their car to be insured to cover potential damages. It is no different for private hire taxi drivers, however as a vehicle that operates on a hire or reward basis you will need to have a specialised private hire insurance policy. Whilst the majority of insurance brokers will offer private hire insurance it is often best to contact specialist brokers who are experienced in...more
Minibus Insurance can be defined as a specialised insurance that ensures you are legally covered for transportation of people in a vehicle that holds usually between nine and sixteen passengers. Minibuses are important vehicles that are key to the operations of many small businesses and organisations, so it is important that you have the correct insurance within the UK to operate a minibus legally. Minibus insurance is essential if you are transporting a number of fair paying passengers, but is also important if you are operating a minibus for any variety of reasons. This could include transporting school children, or taking them out on field trips or sporting events. Using a minibus to transport hotel guests from hotels or airports, or even for event workers who need to move to a variety of locations to conduct their work. It does not matter how often you may need to use a minibus to transport groups of people, you are required by law to have a specialised minibus insurance policy.Many drivers fall into thinking that there minibus will be effectively covered under a standard car insurance policy or a van insurance policy. Its important that you have the correct minibus insurance...more
There are a number of important differences between private hire vehicles and taxis and this affects the type of insurance policy that is required. Unlike taxis private hire cars are not legally permitted to take public fares, as they have to be pre-booked due to the licence that they own and the relevant insurance cover they have.Many people...more
It can often be difficult to try and lower your motor trade insurance policy but there are a number of areas that you can look to change to try and drive down the cost of your premiums. It is however important to understand the level of cover your motor trade policy supplies as many motor trade insurance policies can range quite dramatically in...more
If you operate a minibus for any reason you are required by law to have a specialised minibus insurance policy. Minibus insurance covers all forms of minibuses that carry anywhere between nine and sixteen passengers for any purpose. Its understandable that insurance premiums can be expensive however it important you have the adequate protection in place for you, your passengers and your business. When looking to select a minibus insurance policy there is a vast range of coverage available that can protect you from a variety of problems that could occur. That is why it is important that you have a tailored minibus insurance policy that will meet your needs but not be overpriced. Many off the shelf minibus insurance policies will not provide enough cover to meet your needs or provide too much cover that is relevant to you or your minibus transport operations.Depending on what your minibus is used for, you can tailor certain aspects of a policy directly to you. If you are a charity or non for profit organisation then your insurance needs may have differences to that of a regular business who operates a minibus for monetary rewards. When looking for minibus insurance it is often a good...more
Minibus Insurance is a legal requirement for anyone who operates a vehicle that carries between nine and sixteen passengers. Like most, minibus drivers can experience high premiums just ensure that they can keep the bus on the road and effectively...more
When you are running a private hire taxi company it is important that you have adequate insurance in place. It is not only a legal requirement and a licence requirement but is very important to the type of business a private hire taxi company...more
Vehicle insurance is a requirement by law within the United Kingdom. More specialised insurance policies are required however depending on the use of the vehicle. A form of taxi insurance is required if you intend to transport passengers on a hire or...more
Ever had a fender bender and decided not file it? It's understandable, a lot of people don't want their insurance premiums to rise. As a personal injury lawyer I see this quite a bit. Many people would rather just pay for the damages out of pocket...more
Understanding Business Insurance When you experience a significant financial drawback in your corporation, your business insurance plans can help you a lot in recovering from your downfall. This is the reason why you need to pick and choose...more
Coming up with a low cost Semi Truck insurance plan 1-800-513-3135 Most people think they cannot manipulate how Semi truck insurance companies evaluate their application for a semi trucks insurance policy. They are under the assumption that...more