Find The Best Trip Cancellation Insurance For You - 5 Tips Traveling is always safer and more fun when you are backed by travel insurance. Insurance is and always has been mostly about buying peace of mind before engaging in certain activities, like driving or traveling.Typical insurance policies cover all of the expected things that can happen . . . well . . . unexpectedly while you are away, including: trip cancellations (by the carrier...more
The Basics of Motorcycle Insurance For millions of riders, the motorcycle represents a means to freedom. The open road and the feel of wind on one's face is as close as modern man can get to a truly individual mode of transportation. Unfortunately the modern world imposes restrictions on almost everything we do. Among those restrictions is the requirement to have an insurance policy for any vehicle we operate on the public roads,...more
All about Bodily Injury on Insurance Rates In order to operate a vehicle on a public road, you are required by law to have at the very least liability insurance. Much of a premium's cost comes from this coverage. By having a higher deductible, you can reduce your premiums, but you risk paying a lot more should you ever be at fault in an accident.Bodily injury liability covers the medical expenses accrued by other people involved in an accident for which you are to blame. They might be the driver or passenger of another car or a pedestrian that you hit crossing the street. The coverage also covers passengers in your car that are injured.States set minimum limits on bodily injury insurance that you are required to maintain. However, the insurance company will offer you much more than is required by law. This additional coverage will cost you a little more, but will protect you in the case of a lawsuit or an extremely large medical bill. A typical policy might offer $25000/$500,000 coverage for a certain monthly cost. In the case of an accident, the insurance company will pay up to $25,000 to each person injured, not to exceed $500,000 in total. With today's...more
Everything to Know about Insurance Premiums Almost everyone has heard the term "insurance premium" and the vast majority of Americans make regular premium payments to one insurance company or another. But many people have no real understanding of what exactly a premium entails. Here is a brief explanation of the process.An insurance...more
Apartment Building Insurance-NCAIG The National Condo & Apartment Insurance Group is here to provide you with the best possible insurance products for your Real Estate Insurance needs and specialize in products that protect your investments in the most appropriate and cost effective way. We provide Real Estate Insurance services throughout...more
Small Business Insurance:"Policies For This, Policies For That. As If I Haven't Got Enough To Think About." It's there somewhere on your master check list. You know you need to do something about it. But somehow, with all the other urgently pressing, day to day activities going on, the whole question of insurance probably seems a bit abstract. After all, insurance is all about what might happen, and you've got enough to worry about with what is happening, right here and now.And if you do get around to thinking about it, it just seems to be a maze of policies for this and policies for that and people wanting money for something you're not even sure you need.Well, organising your small business insurance really needn't be like that at all. It really is possible to arrange all the small business insurance cover you need in just a matter of minutes and at highly competitive rates.How is that possible? Because there are some clever, online insurance brokers who have already thought through all the problems that small business owners face. They recognised that all small businesses need a portfolio of policies. But they don't all need the same portfolio. The...more
Professional Indemnity Insurance:Yes, you can cut costs without cutting corners You know what they say - if it sounds too good to be true, it probably is. A sound maxim most of the time. But not necessarily when it comes to professional...more
Professional Indemnity Insurance: Can You Explain It To Me Without The Jargon? Imagine that you make a mistake, you get something wrong, or you forget to do something you should have done (and however conscientious you might be, you can't...more
How Much Tuition Insurance Do I Need? The hefty costs and responsibilities a college career brings from tuition and student loans to textbooks and that midnight pizza habit are widely known by parents and students alike. Parents searching for...more
Generally, medical practitioners are encouraged to purchase malpractice insurance to protect them against liability in case a client decides to sue them for malpractice. Medical professionals while carrying out their professional tasks may have...more
Understanding Medigap Insurance Ratings Prior to you fully commit to signing up for a specific Medigap policy, it pays to know about the distinct Medigap insurance ratings. For those seniors seeking extra medical coverage that supplements...more
Insurance Risks - The Burden of Proof The significant feature, however, which distinguishes ARPI from other categories of insurance is that it covers the assured against physical loss caused by all perils and risks. Of course, having covered...more