Firstly, there has been the question of whether or not taking out a Trauma Insurance policy would actually contravene the sole purpose test, and secondly, if a trauma policy is paid out then how does this interact with the condition of release provisions.In April 2010, the ATO Commissioner released a SMSF Determination that cleared up their thinking on this issue. Specifically, the question was raised:Can a trustee of a self managed...more
An accident can happen to anyone. It is crucial that you take some steps to ensure that you handle a bad patch with utmost ease. This is the biggest reason why many people consider taking out some insurance policies. Be it car insurance, home insurance, business insurance, or anything else, you can find insurance companies to find a right type of plan.However, it is worth mentioning that you will be able to get the best out of your insurance...more
If you have recently bought a new motorcycle then there is no doubt that you must be very excited with the new purchase. Children dream of owning a motorcycle and when they grow up and buy themselves a bike, the feeling can be truly exhilarating. In fact, motorbikes hold such a charm over people that even motorcycle enthusiasts tend to act like children with a candy the moment they buy a brand new bike!However, in the entire hubbub, you should not forget your civic responsibilities and even if you forget these, you should remember that you need a two wheeler insurance policy before you can take that darling bike for a spin. In order to help you get your policy soon, the following are some sources from which you can get your bike insured.1. Local agent:First and foremost, the local agent has been getting things insured for people since time immemorial. This is the most conventional method of getting your motorbike insured which is why it is also the slowest and the most time consuming. When you go through this medium, you find that you will have to have multiple meetings, fill complex and piles of forms, provide numerous documents and then finally wait for the policy for days....more
Every person who has ever owned a motorcycle knows that even minor accidents can lead to extensive damage to the motorcycle because bikes tend to be less sturdy than a car. This extensive damage can be very difficult for the motorcycle owner to get repaired because the costs can go through the roof. As much as this fact is valid for regular city...more
How Many Insurance Quotes Do You Really Need? When you are seeking life insurance, you will be overwhelmed with all the choice offered to you. There are, after all, so many companies vying for your business. How can you possibly know which is the right one for you? The key is to taking your time to research properly, and to make an informed...more
Insurance Agency eMarketing and Insurance Agency Webinar Checklist – 95 Check Boxes And Counting As a best practice, it's a good idea for insurance agencies to create checklists for complex marketing tasks. This is hardly an innovative idea, as we see checklists in uses for things like packing for a trip to cooking a favorite recipe to more complex tasks like the preflight checklists for pilots. Seven years ago, we created our first checklist to help ensure the creation of a successful webinar, and the eMarketing campaign associated with these webinars. Our initial insurance eMarketing checklist was very helpful and quite thorough, with almost four dozen tasks to be checked off to ensure a successful campaign.Today, seven years later, that same checklist has doubled in size. Some of these check boxes are very simple, some bordering on the mundane (spell check for example); others are more complex and take some time and consideration to proceed (Bayesian Poisoning). For example, here are just a few of the checkbox items (not in any special order) we want to ensure are checked off and in good working order:1. Create or use alternate domain name2. ...more
Insurance offers broad safety net There is no way to account for all the possibilities in almost any aspect of life. This is especially true if your daily business involves any external variables, such as dealing with members of the public,...more
What you know about 21 Century Insurance? When it comes to car insurance, Geico and the 21 Century Insurance are fairly well known. Geico are larger and this is largely due to their mass marketing campaigns. In fact, even if a person goes for...more
Engineering is a very loose term because engineers can range from the traditional heavy industries through to the latest high tech. Work can be entirely desk based or physically strenuous. The level of precision could be microscopic or measured in...more
How To Best Advertise Your Insurance Agency There are many players in your industry out there, so how do you differentiate your insurance agency from all the rest and make consumers sit up and take notice?Marketing and advertising your...more
Getting flood insurance in Surrey or anywhere is definitely worth investing in. In the event that you need to have water damage restoration done in your home, you need to have your expenses covered. Even a moderate amount of water damage can amount...more
Antiques Roadshow fans may be accustomed to hearing two prices quoted during the televised appraisals, one "for insurance purposes", and another "at auction". When considering the value of your engagement rings, diamonds, and other fine jewelry, it...more