From boiler insurance to the Gas Safe register – a handy checklist for the winter Suffering a home emergency can really ruin your day – whatever time of the year it is. However, when it comes to a boiler breakdown, winter is the worst time for your heating to pack up. With every year that passes, the record for the coldest and longest winter seems to be broken, while the newspapers are filled with hard-luck stories from people who have...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or Caveman or groovy waitress-looking chicks are telling you that all you have to do is call them and you will save $487. Or switch to xyz insurance company and save 15%. Are all of these ads right? Are...more
How Talking to the Insurance Adjuster Can Hurt You A good car accdient attorney will tell you that you shouldn't speak with an insurance adjuster. Despite this good advice, the adjuster is still going to call, a lot. Can you really just shut them out? Cooperation, to a point, is a good idea. You should accurately report your accident, but beware of giving a recorded statement. You do not want to give a recorded statement.The adjuster will try and be friendly with you by asking questions that may not relate to the accident. They do this to make you comfortable so that you might say something self deprecating to make the accident seem like your fault or to get you to say your injuries aren't so bad. This can be used against you later. So if some things are okay to say to an insurance adjuster, and some things aren't, where's the line? Where can you say "stop!", and how can you justify it? First you need to know about insurance adjusters and how they work. Insurance adjusters are not friends. You may remember the nice, caring, intelligent agent who sold you your policy and think the insurance company is nice. You won't be dealing with them. The...more
Should Insurance Agents Blog? Originally called a web log, a Blog is a chronological online journal. Individuals can use blogs to share their interest with the world. For example, someone may want to blog about their travels or to share new recipes. In a business setting though, blogs are best used to provide valuable information...more
Applying for Social Security Disability Insurance Doesn't Have to Be Stressful When you or someone that you care for has been seriously injured or becomes severely ill and is unable to work for a long period of time, the financial burden it takes on your family can be significant. Illnesses and injuries cannot be predicted, and the...more
And What Can You Reasonably Do Without? In an ideal world Austin entrepreneurs could afford a comprehensive Austin business insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have unlimited funding, 48 hours in a day, and customers that would crawl over hot coals to buy from you)! In case you're not quite in that situation some important decisions have to be made. Make sure you make educated ones. Most companies that are bootstrapping don't have the cash flow to transfer every risk via an Austin business insurance policy. So what insurance coverage does an Austin startup (or any business for that matter) really need? That obviously depends on your business. We need to make sure you diagnose before you prescribe. The first step is to start with an assessment of potential risks. This process helps uncover a range of issues including regulatory compliance, risks associated with employees, potential third party liabilities, property risk, contractual risk, and threats to net income. Once this assessment has been completed (and you've had a chance to practice some of those breathing exercises you know the ones...more
Landlord Insurance - A few things to know Simply knowing that you have taken out landlord insurance can save you the sudden financial outlay to rectify damage or loss to your property, while having it gives you reassurance knowing that it is...more
Tembler. Earthquake. Aftershock Facts about EARTHQUAKE Insurance in California Facts about EARTHQUAKE Insurance in California Why would I need earthquake insurance? Under your Homeowners policy, damage or loss to your home is not covered as...more
Bring Coverage to Your Company Blog Most companies these days not only have a website, but a blog. Why? A blog is a great way to get out advice to customers in relation to your products and services without actually trying to sell them...more
Interview with Jeffrey Wells, a retired insurance broker Jeffrey Wells has been retired from the insurance industry for about one year. He retired to spend time with his wife and grandchildren. Jeffrey was an insurance broker for 25 years. I...more
Be Assured With Residential Landlord Insurance Be assured with residential landlord insurance for houses, flats, and blocks of flats. It is easy to get a landlord insurance quote fast and buy it online. Get an expert advisor's online help...more
Aspects of vision insurance plan It is estimated that about fifty percent of Americans are suffering from vision problems in different degrees. It is always true that vision problems require patients to take regular tests and visits to the...more