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Reasons for Having Vision Insurance If you are part of the group that is wearing eyeglasses or contact lenses, you might want to look at the advantages of having a plan that offers you vision benefits. The plan may be obtainable by your employer or straight from the insurance that has vision benefits. Some companies that want to keep on their employee may want to add on vision coverage to the benefits package. Insurance for vision either...more
Professional Indemnity Insurance for Architects, Architectual Technicians & Draftsman If they are a practising architect they must hold PII cover and indeed continue to hold this type of insurance for 6 years from the point of retirement or stopping to trade. Some may argue this is an unecessary cost, however, from our first hand experience, over 28 years as a specialist PII broker many, many claims have come from this sector and without such cover many businesses or indeed sole traders would have been in very serious financial trouble.The key nowadays to obtaining the correct Professional Indemnity Insurance policy suitable for your practice is really to purchase via a good Professional Indemnity Insurance broker, they will be able to understand the sometimes complex requirements architectual businesses face. A good example would be perhaps that such a broker would make sure that your PII policy complies to the ARB, Architectual Regulation Board requirements and if you were working abroard that suitable endorsements allow an extension of cover.A good PII broker would also be able to help you in such things such as Collateral Warranties agreements, if not directly by...more
The Pitch - A Tale of Insurance A Tale of Insurance"The Pitch" Sometime before the age of 25 you will probably find yourself sitting across from a friend or friend of a friend that is trying to sell you life insurance. The pitch will sound compelling and if you are married rest assured that there will be a love component to the sales...more
All About Taking Out Payment Protection Insurance Some people who want to claim PPI compensation find they have paid too much for their protection. It is important to realize that when you get payment protection insurance you are not paying too much. When you purchase it from the company who gave you the credit card or mortgage, you are...more
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Having insurance for your business vehicle is very important especially today since there are many reckless people driving around. Anyone can get their license at any time and you have a lot of people on the roads that simply do not know how to...more
A Better Way to Deal with Insurance Claims Disputes The following scenario is all too common: a homeowner's home is damaged extensively, a contractor performs the repairs, and the insurance company decides to pay the contractor whatever it...more
Tow truck insurance coverage comes in a wide array of shapes and sizes, with premiums that can range from very high amounts to more affordable ones, depending on a number of factors and amount of coverage applied for. Factors such as a car owners...more
The Newly Insured - 2nd Part In a few years form now, many slashes will be made to the health insurance system. It will not be implemented right away but they will certainly take place. What will we be left with in the end? This will lead to...more
Why an Individual Disability Insurance Policy Is Higher Than Cluster LTD However are you?Let's contrast some of the more necessary contract provisions in a very cluster LTD plan and a private policy. You can return to your own conclusion.Can...more
Understanding Social Security Disability Insurance Benefits The Distinction Between Social Security Disability (SSD) and Supplemental Security Income (SSI) Social Security Disability Insurance Edges (DIB) are on the market to disabled workers...more