Indian Postal Department To Now Distribute Insurance Products The Indian Postal department has received permission from IRDA to be now able to sell insurance policies. This has the potential to explode the potential touch points which insurance companies have with the customers in the far flung regions of the country.The India Insurance industry operated in a tightly regulated when it comes to those who can sell insurance or even...more
The Basic Types Of Motorbike Insurance Policies Most countries have rulings requiring motorbike insurance. The basic concern of legislation is normally directed towards third party damage (damage inflicted on other persons by the user of the bike). That is normally the minimum motorbike insurance that is required for anyone to be able to drive a motorbike on public roads. However, a person may choose comprehensive coverage if he...more
The Different Options That You Can Include In Your Basic Insurance Policy There are two levels of options that are open to you when you select your motorbike insurance. On the first level you have the types of coverage. This classification is generally divided into (1) comprehensive, (2) third party and (3) third party, fire and theft. Incidentally, third party refers to the other person, second party refers to the insurance company and first party denotes the policy owner of the motorbike insurance. Types of Insurance Policies Comprehensive motorbike insurance coverage indemnifies both the first party and any third party element involved in an accident. It also includes provisions for fire and theft insurance. The coverage of the policy includes the persons of the first and third party, their vehicles and people who happen to be riding with them at the moment of the accident. Third party motorbike insurance coverage is the cheapest kind of policy available. As a matter of fact it constitutes the minimum legal requirement for motorbike owners in most countries. Without at least a third party coverage, no one will be allowed to drive a motorcycle. The area of...more
The Advantage Of Insuring The Bike Separately From The Biker In Motorbike Insurance Besides the standard motorbike insurance types that are called 'comprehensive', 'third party' and 'third party + fire+theft,' you may also get insurance coverage either for the driver of the bike alone or for the motorbike alone. Insuring the bike...more
Why Brokers Play An Important And Desirable Role In Motorbike Insurance In most cases where transaction brokers exist, people tend to avoid them. This is true of loan brokers and real estate agents. For whatever reason brokers may not be appealing in those business transactions, the fact remains that for motorbike insurance, availing...more
Getting The Best Motorbike Insurance Rates In some situations, the most favorable motorbike insurance is the least expensive. Increasing numbers of riders are doing their level best to find the least expensive motorbike insurance possible. There are no guarantees in life, having the best possible coverage for the money could offer a bit of satisfaction, albeit no guarantee of being accident free. One way to help ensure that you get exactly what you need along with what you can afford is to talk to an insurance agent about your specific insurance situation and needs. An insurance agent will have a lot of information that regular people do not have that will allow them to advise you on the proper decision concerning your insurance needs. It would be wise to talk to more than one insurance agent when you are looking for motorbike insurance. This will allow you to see which agent knows the most about the topic and will also help you find the best possible rate and coverage. Typically, the type of bike you own will not affect the rate of your motorbike insurance, unless you have full coverage on it. The more expensive the bike, then the higher the motorbike insurance rate...more
Reduce The Rate Of Your Motorbike Insurance Obtaining motorbike insurance can deplete your finances a great deal, but having inadequate coverage can deplete it even more if you are involved in an accident. In a perfect world, you would...more
An overview of Payment Protection Insurance Payment Protection Insurance, abbreviated as PPI, is a liability insurance to cover the debts in case the debtor becomes unfit to pay the loan due to accident, chronic illness or sudden...more
Insurance Forum: The Online Insurance Discussion Community The aim of an insurance forum and an insurance directory is to enable you to communicate with other policyholders and share your views about insurance policies. In a forum, you...more
Insurance Companies Cautious As Equity Markets Reach Old Peaks in India The equity market in India is very near the peaks it had scaled before the downturn happened in 2008. The insurance companies in India, as is the case with a lot...more
Have You Got The Most Reliable Motor Insurance? Motor insurance has fast become a necessity. This is because South Africa's roads are very dangerous to drive on for many reasons. Firstly, there are many unlicensed drivers on the roads,...more
Getting funeral insurance quotes are a smart way to prepare for an untimely death If there is one thing that everyone in the world can be sure of, it is that every single person on the planet will eventually die. While no one likes...more