Are you a nature lover or are you apart of the get up and go crowd? Or maybe you are part of the family that plays together crowd? You will note that these are categories that Go RVing has identified.If you fall into one of these categories, have you reviewed your RV Insurance? We suggest you review your current insurance and then compare that to what you get when you receive a specialty RV Insurance quote. What is Specialty RV Insurance?...more
E&O-Important Info You Need Before Getting E&O Coverage A lot of businesses do not believe they need E&O insurance (error omission). This might or might not be true. How do you tell if it is necessary for your firm? First, you need to understand what it is. Error omission will pay for any expenses you derive because of lawsuits against you. Therefore, should the customer determine that your mistake cost them money, you are on the hook for whatever the court deems necessary. In addition, sometimes you have to pay for emotional damage you cost them as well, which is often seen in medical court trials.For some businesses, the amount they are sued for could be a low dollar figure. For others, this could be $100,000 or more. Assuming your company does not have this kind of money lying around, then getting E&O insurance might be worth it. Obviously, it is another monthly expense nobody wants, but if you are in a high-risk field, it definitely could be valuable to have.A common excuse companies make for not getting it is that they never get sued. However, it could happen. For instance, regardless of how good a doctor you are, you could make a critical error. If you have...more
As skilled as most professionals can be at their jobs, not a single one of them is perfect. Architects, software developers, accountants, financial brokers, insurance agents and other professionals whose job duties entail being accurate with numbers and delivering precise facts always need to protect themselves against expensive litigation in the...more
Whether you own a retail store, a local 'watering hole', or a cozy bed and breakfast in the country, you need to have an insurance policy that will cover your business for a number of aspects. These include injury to employees or customers, damage to equipment, loss of earnings for a variety of reasons, and the usual as listed above, theft, flooding, fire, and the like. For example, you own a pub and a customer carelessly discards their cigarette butt into the dry shrubbery outside. The bushes catch fire, and it spreads to the pub. Luckily nobody was seriously injured, but the smoke damage means you need to close until it is taken care of. Not only do you have the repair work to pay for, there is the loss of income for your business. In another example, say somebody was injured, and sued you. Your pub insurance policy will cover you in this event. The same would be true with a bed and breakfast insurance policy, or with retail insurance. These policies often include a 'Business Interruption' policy, which includes the loss of income mentioned above such as flooding or fire, but also includes sickness or death, lack of public supply. If you own a retail outlet,...more
As a massage therapist or bodyworker, you most likely know all too well the effects that stress can have on a persons health and overall wellness. Stress can creep into our lives from so many different directions, such as work, relationships,...more
Least Coverage Requirements In Texas The Texas auto insurance least coverage necessities be put in place to make positive to all drivers have some guard if they are complex in a disaster. The least coverage necessities for auto insurance in TX...more
Every state has its own set of car and driver insurance requirements. Most states operate under a fault-based system in which insurance companies cover costs determined by the degree of fault of different persons involved in an automobile collision....more
Get Affordable Insurance By Gaining Little Info About The Premium RatesF The question is that if there is a possibility of getting the insurance quotes without personnel information provision. The answer is affirmative. One just needs to know...more
What is the Coverage that Your Big Rig Insurance Policy Should Contain?1-800-513-3135 Due to the growing number of truck owners, traffic has gotten worse. Even road accidents doubled in number through the years. But the sad thing is, according...more
Factors To Get High Risk Semi Truck Insurance 1-800-513-3135 Having an insurance policy on any type of vehicle makes good sense nowadays. Truck insurance is no exception. The fact that you use your trucks for your business makes it doubly...more