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It is still hard for First Time Buyers to find the deposit needed now in order to get a mortgage, but for those people fortunate enough to have saved their deposit, there are plenty of properties in and around Edinburgh for the First Time Buyer.Recently we have noticed the trend that the First Time Buyer is more likely to be a young couple buying together for the first time rather than single people. The advantages are of course that the amount of the deposit remains the same whether it is one or two people applying for the mortgage.The trend also is that the typical first time buyer property is moving away from the one-bedroom flats and more towards the two-bedroom flat. Again, this is in part due to the fact that the First Time Buyer is more likely to be a couple but also because with the fall in asking prices, two-bedroom flats are much more affordable. A fact which has been met by developers (read more later) who are now meeting this demand with smaller developments geared towards the couple scenario.Edinburgh, whilst quite a pricey starting place for the First Time buyer has a number of important benefits: being a major city it has a lot of business and employment potential...more
Step By Step Wedding Planning Guide Step By Step Wedding Planning Guide Some might say that one's wedding day is the most important day of their lives. It is a union that is only surpassed by the birth of one's children. The key to a happy and well organized wedding is preparation and organization. That is the goal of this step by step...more
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What exactly is Professional Indemnity Insurance? And who needs to consider taking it out? What is it actually for? And is it really worth taking out this type of policy? Well, this is one of the more complicated kinds of insurance and a lot of people will have little or no knowledge of it at all. However, once you have an idea of exactly what cover it provides, when it is required and how it is actually used, it is not so hard to understand.This type of cover is basically designed for people who are working in a specific area where they are required to give important advice to other people. If you are seen as an expert in your field, and others rely on your guidance and judgment, then this type of insurance is very relevant indeed. However, it will only come into play if you have given someone poor advice and they are threatening to sue you as a result.If someone has come to you in good faith because they rely on your extensive knowledge, then you are under a lot of pressure to give them accurate and realistic advice. For example, a stock broker would be well advised to have this type of policy just in case things take a turn for the worse. Making the wrong...more
In recent years, many women and men are pursuit of fashion. Fashion is gradually becoming an important part of our daily life. For most of us, we make our eyes focused on clothes, and they often regard the new and special style clothes as fashion...more
A Scenic Trip To Koh Samui By Train Most people visiting Thailand and Koh Samui on holiday choose to fly to this remote paradise island, located as it is, a four hour boat journey from the mainland. Although there is nothing wrong with this,...more
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